HomeCompareVFSUX vs XYLD

VFSUX vs XYLD: Dividend Comparison 2026

VFSUX yields 4.29% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VFSUX wins by $1.2K in total portfolio value
10 years
VFSUX
VFSUX
● Live price
4.29%
Share price
$10.42
Annual div
$0.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$564.92
Full VFSUX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — VFSUX vs XYLD

📍 VFSUX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVFSUXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VFSUX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VFSUX pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VFSUX
Annual income on $10K today (after 15% tax)
$364.68/yr
After 10yr DRIP, annual income (after tax)
$480.18/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,255.99/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VFSUX + XYLD for your $10,000?

VFSUX: 50%XYLD: 50%
100% XYLD50/50100% VFSUX
Portfolio after 10yr
$25.9K
Annual income
$1,891.97/yr
Blended yield
7.31%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VFSUX buys
0
XYLD buys
0
No recent congressional trades found for VFSUX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVFSUXXYLD
Forward yield4.29%10.98%
Annual dividend / share$0.45$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.5K$25.3K
Annual income after 10y$564.92$3,219.02
Total dividends collected$5.0K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VFSUX vs XYLD ($10,000, DRIP)

YearVFSUX PortfolioVFSUX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,129$429.03$10,818$1,098.39+$311.00VFSUX
2$12,354$446.23$11,738$1,222.51+$616.00VFSUX
3$13,682$462.96$12,774$1,364.64+$908.00VFSUX
4$15,119$479.17$13,944$1,527.86+$1.2KVFSUX
5$16,672$494.85$15,270$1,715.87+$1.4KVFSUX
6$18,349$509.99$16,775$1,933.09+$1.6KVFSUX
7$20,158$524.57$18,490$2,184.87+$1.7KVFSUX
8$22,108$538.58$20,450$2,477.63+$1.7KVFSUX
9$24,207$552.03$22,697$2,819.19+$1.5KVFSUX
10$26,467$564.92$25,280$3,219.02+$1.2KVFSUX

VFSUX vs XYLD: Complete Analysis 2026

VFSUXStock

This fund is designed to give investors exposure to high- and medium-quality, investment-grade bonds with short-term maturities. The fund invests in corporate bonds, pooled consumer loans, and U.S. government bonds. Although short-term bond funds tended to have a higher yield than money market funds, the tradeoff has been that the share price fluctuates. Additionally, increases in interest rates can cause the prices of the bonds in the portfolio, and thus the fund’s share price, to decrease. Investors with a short-term savings goal who are willing to accept some price movement may wish to consider this fund.

Full VFSUX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.