HomeCompareVFWAX vs VYM

VFWAX vs VYM: Dividend Comparison 2026

VFWAX yields 2.90% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $3.7K in total portfolio value
10 years
VFWAX
VFWAX
● Live price
2.90%
Share price
$46.47
Annual div
$1.35
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.1K
Annual income
$349.26
Full VFWAX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — VFWAX vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVFWAXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VFWAX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VFWAX pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VFWAX
Annual income on $10K today (after 15% tax)
$246.29/yr
After 10yr DRIP, annual income (after tax)
$296.87/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, VFWAX beats the other by $64.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VFWAX + VYM for your $10,000?

VFWAX: 50%VYM: 50%
100% VYM50/50100% VFWAX
Portfolio after 10yr
$25.9K
Annual income
$311.10/yr
Blended yield
1.20%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VFWAX buys
0
VYM buys
0
No recent congressional trades found for VFWAX or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVFWAXVYM
Forward yield2.90%2.37%
Annual dividend / share$1.35$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.1K$27.8K
Annual income after 10y$349.26$272.94
Total dividends collected$3.2K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VFWAX vs VYM ($10,000, DRIP)

YearVFWAX PortfolioVFWAX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,990$289.76$11,147$237.17$157.00VYM
2$12,057$297.60$12,404$242.33$347.00VYM
3$13,206$305.14$13,780$247.16$574.00VYM
4$14,442$312.35$15,285$251.67$843.00VYM
5$15,773$319.26$16,932$255.88$1.2KVYM
6$17,203$325.85$18,733$259.81$1.5KVYM
7$18,739$332.14$20,701$263.46$2.0KVYM
8$20,389$338.14$22,852$266.86$2.5KVYM
9$22,160$343.84$25,201$270.01$3.0KVYM
10$24,060$349.26$27,768$272.94$3.7KVYM

VFWAX vs VYM: Complete Analysis 2026

VFWAXStock

This index fund provides investors with low-cost exposure to stock markets located outside the United States. The fund seeks to track an index that consists of companies located in developed markets, including Europe, the Pacific, and Canada, and in emerging markets. In addition to stock market risk, the fund is also subject to currency risk and country risk. Because of its exposure to emerging markets, the fund can be more volatile than other international funds. Long-term investors seeking exposure to non-U.S. markets may wish to consider this fund as part of a diversified portfolio.

Full VFWAX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.