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VGCIX vs MO: Dividend Comparison 2026

VGCIX yields 4.84% · MO yields 6.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $52.6K in total portfolio value· pulled ahead in Year 6
10 years
VGCIX
VGCIX
● Live price
4.84%
Share price
$9.61
Annual div
$0.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.5K
Annual income
$659.89
Full VGCIX calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — VGCIX vs MO

📍 MO pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVGCIXMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VGCIX + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VGCIX pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VGCIX
Annual income on $10K today (after 15% tax)
$411.47/yr
After 10yr DRIP, annual income (after tax)
$560.91/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $25,074.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VGCIX + MO for your $10,000?

VGCIX: 50%MO: 50%
100% MO50/50100% VGCIX
Portfolio after 10yr
$53.8K
Annual income
$15,409.53/yr
Blended yield
28.64%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

VGCIX
No analyst data
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VGCIX buys
0
MO buys
0
No recent congressional trades found for VGCIX or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVGCIXMO
Forward yield4.84%6.36%
Annual dividend / share$0.47$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$27.5K$80.1K
Annual income after 10y$659.89$30,159.17
Total dividends collected$5.8K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: VGCIX vs MO ($10,000, DRIP)

YearVGCIX PortfolioVGCIX Income/yrMO PortfolioMO Income/yrGap
1$11,184$484.08$10,570$780.30+$614.00VGCIX
2$12,473$505.98$11,381$1,032.90+$1.1KVGCIX
3$13,873$527.37$12,535$1,392.73+$1.3KVGCIX
4$15,393$548.21$14,193$1,920.91+$1.2KVGCIX
5$17,039$568.46$16,618$2,723.68+$421.00VGCIX
6← crossover$18,820$588.08$20,263$3,993.80$1.4KMO
7$20,744$607.05$25,936$6,098.36$5.2KMO
8$22,821$625.35$35,166$9,775.01$12.3KMO
9$25,062$642.97$51,026$16,597.78$26.0KMO
10$27,476$659.89$80,113$30,159.17$52.6KMO

VGCIX vs MO: Complete Analysis 2026

VGCIXStock

This fund seeks to provide a moderate and sustainable level of current income by investing in a diversified portfolio of global credit bonds. The fund is actively managed and invests primarily in investment-grade corporate and non-corporate obligations, excluding government-guaranteed issues. The portfolio invests in U.S. and non-U.S. securities including developed and emerging markets. The majority of non-U.S. exposure will be hedged to the U.S. dollar. This hedging enables investors to pursue a globally-diversified credit premium without adding currency risk. Like other bond funds, the fund is subject to interest rate risk; increases in interest rates may lead the price of the bonds in the portfolio to decrease, reducing the fund’s NAV. The fund is also subject to emerging markets risk—bonds in these countries tend to be more volatile and less liquid than those in developed countries—and other international risks, such as country/regional risk. Long-term, risk-tolerant investors who want to diversify their bond portfolio may wish to consider this fund.

Full VGCIX Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.