Is VGDDF or QYLD a better dividend investment in 2026?

VGDDF currently yields 1.48% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between VGDDF and QYLD?

VGDDF has a forward dividend yield of 1.48% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 10.44 percentage points.

Home › Compare › VGDDF vs QYLD

VGDDF vs QYLD: Dividend Comparison 2026

VGDDF yields 1.48% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $3.6K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

VGDDF

● Live price

1.48%

Share price

$135.47

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.8K

Annual income

$162.46

Full VGDDF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — VGDDF vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VGDDF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VGDDF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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VGDDF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VGDDF

Annual income on $10K today (after 15% tax)

$125.49/yr

After 10yr DRIP, annual income (after tax)

$138.09/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,672.32/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VGDDF + QYLD for your $10,000?

VGDDF: 50%QYLD: 50%

100% QYLD50/50100% VGDDF

Portfolio after 10yr

$23.6K

Annual income

$2,910.89/yr

Blended yield

12.33%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VGDDF buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVGDDFQYLD

Forward yield	1.48%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$21.8K	$25.4K ✓
Annual income after 10y	$162.46	$5,659.31 ✓
Total dividends collected	$1.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VGDDF vs QYLD ($10,000, DRIP)

Year	VGDDF Portfolio	VGDDF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,848	$147.64	$10,352	$1,192.36	+$496.00 → VGDDF
2	$11,757	$149.67	$10,830	$1,347.57	+$927.00 → VGDDF
3	$12,731	$151.60	$11,460	$1,539.07	+$1.3K → VGDDF
4	$13,776	$153.43	$12,275	$1,777.84	+$1.5K → VGDDF
5	$14,895	$155.16	$13,323	$2,078.95	+$1.6K → VGDDF
6	$16,095	$156.79	$14,667	$2,463.34	+$1.4K → VGDDF
7	$17,380	$158.33	$16,396	$2,960.57	+$984.00 → VGDDF
8	$18,756	$159.79	$18,631	$3,612.97	+$125.00 → VGDDF
9← crossover	$20,230	$161.16	$21,548	$4,482.15	$1.3K → QYLD
10	$21,809	$162.46	$25,398	$5,659.31	$3.6K → QYLD

VGDDF vs QYLD: Complete Analysis 2026

VGDDF — Stock

This Fund seeks to track the performance of the Index, a widely recognised benchmark of the large and mid-cap sized companies in global developed markets.

Full VGDDF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.