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VGIT vs DIVO: Dividend Comparison 2026

VGIT yields 3.82% · DIVO yields 6.62%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $5.3K in total portfolio value
10 years
VGIT
VGIT
● Live price
3.82%
Share price
$59.43
Annual div
$2.27
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.6K
Annual income
$488.62
Full VGIT calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — VGIT vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVGITDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VGIT + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
VGIT pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VGIT
Annual income on $10K today (after 15% tax)
$324.90/yr
After 10yr DRIP, annual income (after tax)
$415.33/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, DIVO beats the other by $441.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VGIT + DIVO for your $10,000?

VGIT: 50%DIVO: 50%
100% DIVO50/50100% VGIT
Portfolio after 10yr
$28.3K
Annual income
$748.55/yr
Blended yield
2.64%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VGIT buys
0
DIVO buys
0
No recent congressional trades found for VGIT or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVGITDIVO
Forward yield3.82%6.62% ✓
Annual dividend / share$2.27$2.91 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.6K$31.0K ✓
Annual income after 10y$488.62$1,008.47 ✓
Total dividends collected$4.4K$8.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VGIT vs DIVO ($10,000, DRIP)

YearVGIT PortfolioVGIT Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,082$382.23$11,362$661.96$280.00 → DIVO
2$12,254$395.89$12,860$702.91$606.00 → DIVO
3$13,521$409.10$14,504$743.56$983.00 → DIVO
4$14,889$421.87$16,303$783.73$1.4K → DIVO
5$16,365$434.17$18,268$823.31$1.9K → DIVO
6$17,957$446.00$20,408$862.17$2.5K → DIVO
7$19,671$457.36$22,737$900.20$3.1K → DIVO
8$21,517$468.25$25,266$937.31$3.7K → DIVO
9$23,501$478.66$28,008$973.42$4.5K → DIVO
10$25,635$488.62$30,977$1,008.47$5.3K → DIVO

VGIT vs DIVO: Complete Analysis 2026

VGIT — Stock

Seeks to provide a moderate and sustainable level of current income.Invests primarily in U.S. Treasury bonds.Moderate interest rate risk, with a dollar-weighted average maturity of 3 to 10 years.

Full VGIT Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.