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VGIT vs DVY: Dividend Comparison 2026

VGIT yields 3.82% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VGIT wins by $565.00 in total portfolio value
10 years
VGIT
VGIT
● Live price
3.82%
Share price
$59.43
Annual div
$2.27
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.6K
Annual income
$488.62
Full VGIT calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — VGIT vs DVY

📍 VGIT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVGITDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VGIT + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
VGIT pays
DVY pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VGIT
Annual income on $10K today (after 15% tax)
$324.90/yr
After 10yr DRIP, annual income (after tax)
$415.33/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, VGIT beats the other by $43.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VGIT + DVY for your $10,000?

VGIT: 50%DVY: 50%
100% DVY50/50100% VGIT
Portfolio after 10yr
$25.4K
Annual income
$463.20/yr
Blended yield
1.83%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VGIT buys
0
DVY buys
0
No recent congressional trades found for VGIT or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVGITDVY
Forward yield3.82% ✓3.50%
Annual dividend / share$2.27$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.6K ✓$25.1K
Annual income after 10y$488.62 ✓$437.78
Total dividends collected$4.4K ✓$4.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VGIT vs DVY ($10,000, DRIP)

YearVGIT PortfolioVGIT Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,082$382.23$11,050$349.62+$32.00 → VGIT
2$12,254$395.89$12,184$361.04+$70.00 → VGIT
3$13,521$409.10$13,409$372.07+$112.00 → VGIT
4$14,889$421.87$14,730$382.68+$159.00 → VGIT
5$16,365$434.17$16,154$392.89+$211.00 → VGIT
6$17,957$446.00$17,688$402.69+$269.00 → VGIT
7$19,671$457.36$19,338$412.07+$333.00 → VGIT
8$21,517$468.25$21,113$421.04+$404.00 → VGIT
9$23,501$478.66$23,020$429.61+$481.00 → VGIT
10$25,635$488.62$25,070$437.78+$565.00 → VGIT

VGIT vs DVY: Complete Analysis 2026

VGIT — Stock

Seeks to provide a moderate and sustainable level of current income.Invests primarily in U.S. Treasury bonds.Moderate interest rate risk, with a dollar-weighted average maturity of 3 to 10 years.

Full VGIT Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.