HomeCompareVGRLX vs XYLD

VGRLX vs XYLD: Dividend Comparison 2026

VGRLX yields 4.87% · XYLD yields 10.93%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VGRLX wins by $2.4K in total portfolio value
10 years
VGRLX
VGRLX
● Live price
4.87%
Share price
$26.85
Annual div
$1.31
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.5K
Annual income
$664.83
Full VGRLX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.93%
Share price
$39.31
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$3,189.45
Full XYLD calculator →

Portfolio growth — VGRLX vs XYLD

📍 VGRLX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVGRLXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VGRLX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VGRLX pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VGRLX
Annual income on $10K today (after 15% tax)
$413.82/yr
After 10yr DRIP, annual income (after tax)
$565.11/yr
XYLD
Annual income on $10K today (after 15% tax)
$929.36/yr
After 10yr DRIP, annual income (after tax)
$2,711.03/yr
At 15% tax rate, XYLD beats the other by $2,145.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VGRLX + XYLD for your $10,000?

VGRLX: 50%XYLD: 50%
100% XYLD50/50100% VGRLX
Portfolio after 10yr
$26.3K
Annual income
$1,927.14/yr
Blended yield
7.32%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VGRLX buys
0
XYLD buys
0
No recent congressional trades found for VGRLX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVGRLXXYLD
Forward yield4.87%10.93%
Annual dividend / share$1.31$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.5K$25.1K
Annual income after 10y$664.83$3,189.45
Total dividends collected$5.8K$19.4K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VGRLX vs XYLD ($10,000, DRIP)

YearVGRLX PortfolioVGRLX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,187$486.85$10,813$1,093.36+$374.00VGRLX
2$12,479$509.00$11,727$1,216.35+$752.00VGRLX
3$13,883$530.65$12,756$1,357.11+$1.1KVGRLX
4$15,407$551.74$13,917$1,518.69+$1.5KVGRLX
5$17,057$572.23$15,232$1,704.71+$1.8KVGRLX
6$18,843$592.09$16,725$1,919.54+$2.1KVGRLX
7$20,774$611.30$18,425$2,168.40+$2.3KVGRLX
8$22,858$629.84$20,367$2,457.63+$2.5KVGRLX
9$25,106$647.68$22,592$2,794.87+$2.5KVGRLX
10$27,528$664.83$25,149$3,189.45+$2.4KVGRLX

VGRLX vs XYLD: Complete Analysis 2026

VGRLXStock

This fund invests in international real estate stocks including real estate investment trusts—companies that own office buildings, hotels, and other real estate. REITs often perform differently from other stocks and bonds, so this fund may add diversification to a portfolio already made up of stocks and bonds. A key risk is the fund’s narrow scope; since it invests solely within the real estate industry, it may be more volatile than more broadly diversified stock funds. Because it invests in non-U.S. stocks, including those in developed and emerging markets, the fund can be subject to risks unique to international investing, such as currency risk. Investors may wish to consider this fund as a complement to an already diversified stock portfolio.

Full VGRLX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.