Home › Compare › VGSH vs XYLD

VGSH vs XYLD: Dividend Comparison 2026

VGSH yields 3.95% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VGSH wins by $577.00 in total portfolio value
10 years
VGSH
VGSH
● Live price
3.95%
Share price
$58.54
Annual div
$2.31
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$508.78
Full VGSH calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — VGSH vs XYLD

📍 VGSH pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVGSHXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VGSH + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
VGSH pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VGSH
Annual income on $10K today (after 15% tax)
$335.61/yr
After 10yr DRIP, annual income (after tax)
$432.46/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,303.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VGSH + XYLD for your $10,000?

VGSH: 50%XYLD: 50%
100% XYLD50/50100% VGSH
Portfolio after 10yr
$25.6K
Annual income
$1,863.90/yr
Blended yield
7.29%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VGSH buys
0
XYLD buys
0
No recent congressional trades found for VGSH or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVGSHXYLD
Forward yield3.95%10.98% ✓
Annual dividend / share$2.31$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.9K ✓$25.3K
Annual income after 10y$508.78$3,219.02 ✓
Total dividends collected$4.5K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VGSH vs XYLD ($10,000, DRIP)

YearVGSH PortfolioVGSH Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,095$394.84$10,818$1,098.39+$277.00 → VGSH
2$12,281$409.41$11,738$1,222.51+$543.00 → VGSH
3$13,564$423.53$12,774$1,364.64+$790.00 → VGSH
4$14,951$437.18$13,944$1,527.86+$1.0K → VGSH
5$16,448$450.35$15,270$1,715.87+$1.2K → VGSH
6$18,062$463.03$16,775$1,933.09+$1.3K → VGSH
7$19,802$475.21$18,490$2,184.87+$1.3K → VGSH
8$21,675$486.90$20,450$2,477.63+$1.2K → VGSH
9$23,690$498.08$22,697$2,819.19+$993.00 → VGSH
10$25,857$508.78$25,280$3,219.02+$577.00 → VGSH

VGSH vs XYLD: Complete Analysis 2026

VGSH — Stock

Seeks to provide current income with modest price fluctuation.Invests primarily in high-quality (investment-grade) U.S. Treasury bonds.Maintains a dollar-weighted average maturity of 1 to 3 years.

Full VGSH Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

Get this VGSH vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VGSH vs SCHDVGSH vs JEPIVGSH vs OVGSH vs KOVGSH vs MAINVGSH vs QYLDVGSH vs JEPQVGSH vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.