Is VGSR or XYLD a better dividend investment in 2026?

VGSR currently yields 3.73% with a 5% 5-year dividend growth rate. XYLD yields 10.93% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between VGSR and XYLD?

VGSR has a forward dividend yield of 3.73% ($0.39/share annually). XYLD yields 10.93% ($4.30/share annually). The yield gap is 7.20 percentage points.

Home › Compare › VGSR vs XYLD

VGSR vs XYLD: Dividend Comparison 2026

VGSR yields 3.73% · XYLD yields 10.93%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VGSR wins by $330.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

VGSR

● Live price

3.73%

Share price

$10.33

Annual div

$0.39

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.5K

Annual income

$474.52

Full VGSR calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.93%

Share price

$39.31

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$3,189.45

Full XYLD calculator →

Portfolio growth — VGSR vs XYLD

📍 VGSR pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VGSR	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, VGSR + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VGSR pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VGSR

Annual income on $10K today (after 15% tax)

$317.31/yr

After 10yr DRIP, annual income (after tax)

$403.34/yr

XYLD

Annual income on $10K today (after 15% tax)

$929.36/yr

After 10yr DRIP, annual income (after tax)

$2,711.03/yr

At 15% tax rate, XYLD beats the other by $2,307.69/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VGSR + XYLD for your $10,000?

VGSR: 50%XYLD: 50%

100% XYLD50/50100% VGSR

Portfolio after 10yr

$25.3K

Annual income

$1,831.98/yr

Blended yield

7.24%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VGSR buys

XYLD buys

No recent congressional trades found for VGSR or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVGSRXYLD

Forward yield	3.73%	10.93% ✓
Annual dividend / share	$0.39	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.5K ✓	$25.1K
Annual income after 10y	$474.52	$3,189.45 ✓
Total dividends collected	$4.3K	$19.4K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VGSR vs XYLD ($10,000, DRIP)

Year	VGSR Portfolio	VGSR Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,073	$373.31	$10,813	$1,093.36	+$260.00 → VGSR
2	$12,235	$386.34	$11,727	$1,216.35	+$508.00 → VGSR
3	$13,490	$398.93	$12,756	$1,357.11	+$734.00 → VGSR
4	$14,846	$411.09	$13,917	$1,518.69	+$929.00 → VGSR
5	$16,308	$422.80	$15,232	$1,704.71	+$1.1K → VGSR
6	$17,883	$434.05	$16,725	$1,919.54	+$1.2K → VGSR
7	$19,580	$444.85	$18,425	$2,168.40	+$1.2K → VGSR
8	$21,406	$455.19	$20,367	$2,457.63	+$1.0K → VGSR
9	$23,369	$465.08	$22,592	$2,794.87	+$777.00 → VGSR
10	$25,479	$474.52	$25,149	$3,189.45	+$330.00 → VGSR

VGSR vs XYLD: Complete Analysis 2026

VGSR — Stock

The fund is an actively managed ETF that seeks to provide exposure to a broad portfolio of sustainable real estate companies. It invests in the securities of U.S. and non-U.S. companies with a focus on REITs or other pooled investment vehicles or companies that manage a portfolio of income producing real estate or real estate-related loans and that the advisor considers to be similar to REITs because of the way they are treated by tax authorities or because of the way they are required to conduct their business.

Full VGSR Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this VGSR vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VGSR vs SCHD VGSR vs JEPI VGSR vs O VGSR vs KO VGSR vs MAIN VGSR vs QYLD VGSR vs JEPQ VGSR vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.