Is VGSTX or DVY a better dividend investment in 2026?

VGSTX currently yields 9.33% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: VGSTX offers higher current income.

What is the dividend yield difference between VGSTX and DVY?

VGSTX has a forward dividend yield of 9.33% ($2.66/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 5.87 percentage points.

Home › Compare › VGSTX vs DVY

VGSTX vs DVY: Dividend Comparison 2026

VGSTX yields 9.33% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VGSTX wins by $12.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VGSTX

● Live price

9.33%

Share price

$28.52

Annual div

$2.66

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.1K

Annual income

$1,679.94

Full VGSTX calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — VGSTX vs DVY

📍 VGSTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VGSTX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VGSTX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

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Dec

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VGSTX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VGSTX

Annual income on $10K today (after 15% tax)

$793.27/yr

After 10yr DRIP, annual income (after tax)

$1,427.95/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, VGSTX beats the other by $1,059.98/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VGSTX + DVY for your $10,000?

VGSTX: 50%DVY: 50%

100% DVY50/50100% VGSTX

Portfolio after 10yr

$31.1K

Annual income

$1,056.42/yr

Blended yield

3.40%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VGSTX buys

DVY buys

No recent congressional trades found for VGSTX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVGSTXDVY

Forward yield	9.33% ✓	3.46%
Annual dividend / share	$2.66	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$37.1K ✓	$25.0K
Annual income after 10y	$1,679.94 ✓	$432.91
Total dividends collected	$13.1K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VGSTX vs DVY ($10,000, DRIP)

Year	VGSTX Portfolio	VGSTX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,633	$933.26	$11,046	$346.43	+$587.00 → VGSTX
2	$13,462	$1,014.66	$12,177	$357.65	+$1.3K → VGSTX
3	$15,502	$1,097.37	$13,398	$368.47	+$2.1K → VGSTX
4	$17,768	$1,180.96	$14,715	$378.89	+$3.1K → VGSTX
5	$20,277	$1,265.05	$16,134	$388.90	+$4.1K → VGSTX
6	$23,045	$1,349.22	$17,662	$398.51	+$5.4K → VGSTX
7	$26,092	$1,433.13	$19,306	$407.71	+$6.8K → VGSTX
8	$29,435	$1,516.42	$21,074	$416.50	+$8.4K → VGSTX
9	$33,094	$1,598.78	$22,974	$424.90	+$10.1K → VGSTX
10	$37,090	$1,679.94	$25,015	$432.91	+$12.1K → VGSTX

VGSTX vs DVY: Complete Analysis 2026

VGSTX — Stock

This balanced fund is approximately invested 60% in stocks and 40% in bonds. It offers investors exposure to domestic and international stocks and bonds through investment in underlying actively managed Vanguard funds, each with its own distinct investment approach. It may be considered a “one fund option” for investors looking for broad diversification across asset classes who can tolerate moderate market risk that comes from the volatility of the stock and bond markets.

Full VGSTX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.