HomeCompareVGWAX vs XYLD

VGWAX vs XYLD: Dividend Comparison 2026

VGWAX yields 6.59% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VGWAX wins by $5.6K in total portfolio value
10 years
VGWAX
VGWAX
● Live price
6.59%
Share price
$35.24
Annual div
$2.32
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.9K
Annual income
$1,001.11
Full VGWAX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — VGWAX vs XYLD

📍 VGWAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVGWAXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VGWAX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VGWAX pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VGWAX
Annual income on $10K today (after 15% tax)
$559.75/yr
After 10yr DRIP, annual income (after tax)
$850.94/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $1,885.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VGWAX + XYLD for your $10,000?

VGWAX: 50%XYLD: 50%
100% XYLD50/50100% VGWAX
Portfolio after 10yr
$28.1K
Annual income
$2,110.07/yr
Blended yield
7.51%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VGWAX buys
0
XYLD buys
0
No recent congressional trades found for VGWAX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVGWAXXYLD
Forward yield6.59%10.98%
Annual dividend / share$2.32$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.9K$25.3K
Annual income after 10y$1,001.11$3,219.02
Total dividends collected$8.3K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VGWAX vs XYLD ($10,000, DRIP)

YearVGWAX PortfolioVGWAX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,359$658.53$10,818$1,098.39+$541.00VGWAX
2$12,853$699.06$11,738$1,222.51+$1.1KVGWAX
3$14,492$739.27$12,774$1,364.64+$1.7KVGWAX
4$16,285$779.01$13,944$1,527.86+$2.3KVGWAX
5$18,243$818.15$15,270$1,715.87+$3.0KVGWAX
6$20,377$856.56$16,775$1,933.09+$3.6KVGWAX
7$22,697$894.15$18,490$2,184.87+$4.2KVGWAX
8$25,217$930.82$20,450$2,477.63+$4.8KVGWAX
9$27,949$966.49$22,697$2,819.19+$5.3KVGWAX
10$30,906$1,001.11$25,280$3,219.02+$5.6KVGWAX

VGWAX vs XYLD: Complete Analysis 2026

VGWAXStock

This fund offers exposure to U.S. and foreign stocks (about two-thirds of the portfolio) and U.S. and foreign bonds (one-third of the portfolio). The fund offers broad diversification by investing in stocks and bonds across all economic sectors. This is important because one or two holdings should not have a sizeable impact on the fund. Because it invests in U.S. and foreign stocks and investment-grade bonds, the fund is subject to both currency risk and country risk. Investors with a long-term time horizon who want growth and some income—and who are willing to accept stock and bond market volatility—may wish to consider this fund.

Full VGWAX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.