Is VHIAX or DVY a better dividend investment in 2026?

VHIAX currently yields 13.90% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: VHIAX offers higher current income.

What is the dividend yield difference between VHIAX and DVY?

VHIAX has a forward dividend yield of 13.90% ($4.92/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 10.44 percentage points.

Home › Compare › VHIAX vs DVY

VHIAX vs DVY: Dividend Comparison 2026

VHIAX yields 13.90% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VHIAX wins by $24.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VHIAX

● Live price

13.90%

Share price

$35.43

Annual div

$4.92

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.9K

Annual income

$3,290.26

Full VHIAX calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — VHIAX vs DVY

📍 VHIAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VHIAX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VHIAX + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VHIAX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VHIAX

Annual income on $10K today (after 15% tax)

$1,181.44/yr

After 10yr DRIP, annual income (after tax)

$2,796.72/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, VHIAX beats the other by $2,428.75/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VHIAX + DVY for your $10,000?

VHIAX: 50%DVY: 50%

100% DVY50/50100% VHIAX

Portfolio after 10yr

$37.4K

Annual income

$1,861.58/yr

Blended yield

4.97%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VHIAX buys

DVY buys

No recent congressional trades found for VHIAX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVHIAXDVY

Forward yield	13.90% ✓	3.46%
Annual dividend / share	$4.92	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$49.9K ✓	$25.0K
Annual income after 10y	$3,290.26 ✓	$432.91
Total dividends collected	$23.0K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VHIAX vs DVY ($10,000, DRIP)

Year	VHIAX Portfolio	VHIAX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$12,090	$1,389.93	$11,046	$346.43	+$1.0K → VHIAX
2	$14,507	$1,570.48	$12,177	$357.65	+$2.3K → VHIAX
3	$17,283	$1,761.14	$13,398	$368.47	+$3.9K → VHIAX
4	$20,454	$1,960.95	$14,715	$378.89	+$5.7K → VHIAX
5	$24,055	$2,168.89	$16,134	$388.90	+$7.9K → VHIAX
6	$28,122	$2,383.82	$17,662	$398.51	+$10.5K → VHIAX
7	$32,696	$2,604.61	$19,306	$407.71	+$13.4K → VHIAX
8	$37,814	$2,830.05	$21,074	$416.50	+$16.7K → VHIAX
9	$43,520	$3,058.99	$22,974	$424.90	+$20.5K → VHIAX
10	$49,857	$3,290.26	$25,015	$432.91	+$24.8K → VHIAX

VHIAX vs DVY: Complete Analysis 2026

VHIAX — Stock

The investment seeks long-term capital growth. The fund will invest primarily in common stocks of companies across all market capitalizations. It may at any given time invest a significant portion of its assets in companies of one particular market capitalization category, such as large capitalization companies. The fund invests in companies that the adviser believes have strong earnings growth potential.

Full VHIAX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.