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VICSX vs XYLD: Dividend Comparison 2026

VICSX yields 4.31% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VICSX wins by $1.2K in total portfolio value
10 years
VICSX
VICSX
● Live price
4.31%
Share price
$22.32
Annual div
$0.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.62
Full VICSX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — VICSX vs XYLD

📍 VICSX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVICSXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VICSX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VICSX pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VICSX
Annual income on $10K today (after 15% tax)
$366.05/yr
After 10yr DRIP, annual income (after tax)
$482.48/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,253.69/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VICSX + XYLD for your $10,000?

VICSX: 50%XYLD: 50%
100% XYLD50/50100% VICSX
Portfolio after 10yr
$25.9K
Annual income
$1,893.32/yr
Blended yield
7.31%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VICSX buys
0
XYLD buys
0
No recent congressional trades found for VICSX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVICSXXYLD
Forward yield4.31%10.98%
Annual dividend / share$0.96$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.5K$25.3K
Annual income after 10y$567.62$3,219.02
Total dividends collected$5.0K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VICSX vs XYLD ($10,000, DRIP)

YearVICSX PortfolioVICSX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,131$430.65$10,818$1,098.39+$313.00VICSX
2$12,358$447.98$11,738$1,222.51+$620.00VICSX
3$13,688$464.83$12,774$1,364.64+$914.00VICSX
4$15,127$481.17$13,944$1,527.86+$1.2KVICSX
5$16,683$496.98$15,270$1,715.87+$1.4KVICSX
6$18,363$512.24$16,775$1,933.09+$1.6KVICSX
7$20,175$526.93$18,490$2,184.87+$1.7KVICSX
8$22,128$541.07$20,450$2,477.63+$1.7KVICSX
9$24,232$554.63$22,697$2,819.19+$1.5KVICSX
10$26,496$567.62$25,280$3,219.02+$1.2KVICSX

VICSX vs XYLD: Complete Analysis 2026

VICSXStock

This low-cost index fund invests in U.S. dollar-denominated, investment-grade, fixed-rate, taxable securities issued by industrial, utility, and financial companies, with maturities between 5 and 10 years. Risks of the fund include the fact that changes in interest rates, both up and down, can affect the fund by resulting in lower bond prices or an eventual decrease in income for the fund. Investors who are looking for a fund that seeks to provide interest income and are able to tolerate moderate price and income fluctuations may wish to consider this fund.

Full VICSX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.