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VIG vs QYLD: Dividend Comparison 2026

VIG yields 1.29% · QYLD yields 11.43% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 VIG wins by $13.5K in total portfolio value
10 years
VIG
Vanguard Dividend Appreciation ETF
1.29%
Share price
$185.60
Annual div
$2.40
5Y div CAGR
9.2%
Payout ratio
35%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.0K
Annual income
$346.26
Full VIG calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →

Portfolio growth — VIG vs QYLD

Annual dividend income

MetricVIGQYLD
Forward yield1.29%11.43%
Annual dividend / share$2.40$1.92
Payout ratio35%95%
1-year div growth8.5%-5.2%
5-year div CAGR9.2%-2.1%
Portfolio after 10y$33.0K$19.5K
Annual income after 10y$346.26$3,553.75
Total dividends collected$2.3K$20.2K
Payment frequencyquarterlymonthly
SectorETFETF

Year-by-year: VIG vs QYLD ($10,000, DRIP)

YearVIG PortfolioVIG Income/yrQYLD PortfolioQYLD Income/yrGap
1$11,281$141.21$10,279$1,118.86+$1.0KVIG
2$12,723$156.15$10,645$1,229.16+$2.1KVIG
3$14,347$172.64$11,111$1,360.44+$3.2KVIG
4$16,173$190.82$11,695$1,517.70+$4.5KVIG
5$18,227$210.86$12,420$1,707.39+$5.8KVIG
6$20,538$232.95$13,315$1,937.94+$7.2KVIG
7$23,137$257.30$14,417$2,220.42+$8.7KVIG
8$26,059$284.13$15,775$2,569.54+$10.3KVIG
9$29,343$313.70$17,455$3,005.06+$11.9KVIG
10$33,034$346.26$19,543$3,553.75+$13.5KVIG

VIG vs QYLD: Complete Analysis 2026

VIGETF

VIG tracks companies that have grown their dividends for 10+ consecutive years — the definition of dividend quality. With 315+ holdings and 0.06% expense ratio, it's a core holding for dividend growth investors. Lower current yield but superior long-term dividend growth versus high-yield alternatives.

Full VIG Calculator →

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

Frequently Asked Questions

Is VIG or QYLD better for dividend income in 2026?
VIG currently offers a 1.29% yield (2.40/share/year) while QYLD offers 11.43% (1.92/share/year). QYLD provides higher current income. However, VIG has grown its dividend faster (9.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in VIG vs QYLD earn per year?
With $10,000 invested today: VIG pays approximately $129/year. QYLD pays approximately $1143/year. With DRIP reinvestment over 10 years, these grow to $346/year (VIG) and $3,554/year (QYLD).
Does VIG or QYLD pay monthly dividends?
VIG pays quarterly dividends. QYLD pays monthly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.