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VIG vs XYLD: Dividend Comparison 2026

VIG yields 1.29% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VIG wins by $11.9K in total portfolio value
10 years
VIG
Vanguard Dividend Appreciation ETF
1.29%
Share price
$185.60
Annual div
$2.40
5Y div CAGR
9.2%
Payout ratio
35%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.0K
Annual income
$346.26
Full VIG calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — VIG vs XYLD

Annual dividend income

MetricVIGXYLD
Forward yield1.29%9.02%
Annual dividend / share$2.40$3.48
Payout ratio35%90%
1-year div growth8.5%-2.1%
5-year div CAGR9.2%0.5%
Portfolio after 10y$33.0K$21.1K
Annual income after 10y$346.26$2,363.75
Total dividends collected$2.3K$15.0K
Payment frequencyquarterlymonthly
SectorETFETF

Year-by-year: VIG vs XYLD ($10,000, DRIP)

YearVIG PortfolioVIG Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,281$141.21$10,626$906.06+$655.00VIG
2$12,723$156.15$11,324$995.47+$1.4KVIG
3$14,347$172.64$12,104$1,096.88+$2.2KVIG
4$16,173$190.82$12,977$1,212.21+$3.2KVIG
5$18,227$210.86$13,958$1,343.80+$4.3KVIG
6$20,538$232.95$15,061$1,494.40+$5.5KVIG
7$23,137$257.30$16,307$1,667.30+$6.8KVIG
8$26,059$284.13$17,717$1,866.48+$8.3KVIG
9$29,343$313.70$19,317$2,096.71+$10.0KVIG
10$33,034$346.26$21,140$2,363.75+$11.9KVIG

VIG vs XYLD: Complete Analysis 2026

VIGETF

VIG tracks companies that have grown their dividends for 10+ consecutive years — the definition of dividend quality. With 315+ holdings and 0.06% expense ratio, it's a core holding for dividend growth investors. Lower current yield but superior long-term dividend growth versus high-yield alternatives.

Full VIG Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is VIG or XYLD better for dividend income in 2026?
VIG currently offers a 1.29% yield (2.40/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, VIG has grown its dividend faster (9.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in VIG vs XYLD earn per year?
With $10,000 invested today: VIG pays approximately $129/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $346/year (VIG) and $2,364/year (XYLD).
Does VIG or XYLD pay monthly dividends?
VIG pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.