Is VIIX or SCHD a better dividend investment in 2026?

VIIX currently yields 2.93% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between VIIX and SCHD?

VIIX has a forward dividend yield of 2.93% ($2.00/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 0.51 percentage points.

Home › Compare › VIIX vs SCHD

VIIX vs SCHD: Dividend Comparison 2026

VIIX yields 2.93% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $4.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VIIX

● Live price

2.93%

Share price

$68.37

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.1K

Annual income

$353.22

Full VIIX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — VIIX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VIIX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VIIX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VIIX pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VIIX

Annual income on $10K today (after 15% tax)

$248.65/yr

After 10yr DRIP, annual income (after tax)

$300.24/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, SCHD beats the other by $58.98/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VIIX + SCHD for your $10,000?

VIIX: 50%SCHD: 50%

100% SCHD50/50100% VIIX

Portfolio after 10yr

$26.5K

Annual income

$387.91/yr

Blended yield

1.46%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VIIX buys

SCHD buys

No recent congressional trades found for VIIX or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVIIXSCHD

Forward yield	2.93%	3.44% ✓
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.1K	$29.0K ✓
Annual income after 10y	$353.22	$422.61 ✓
Total dividends collected	$3.2K	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VIIX vs SCHD ($10,000, DRIP)

Year	VIIX Portfolio	VIIX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$10,993	$292.53	$11,224	$344.10	$231.00 → SCHD
2	$12,063	$300.52	$12,567	$354.98	$504.00 → SCHD
3	$13,215	$308.20	$14,038	$365.30	$823.00 → SCHD
4	$14,456	$315.56	$15,648	$375.06	$1.2K → SCHD
5	$15,790	$322.60	$17,410	$384.27	$1.6K → SCHD
6	$17,225	$329.33	$19,335	$392.95	$2.1K → SCHD
7	$18,766	$335.75	$21,437	$401.10	$2.7K → SCHD
8	$20,422	$341.87	$23,733	$408.75	$3.3K → SCHD
9	$22,199	$347.69	$26,237	$415.91	$4.0K → SCHD
10	$24,106	$353.22	$28,968	$422.61	$4.9K → SCHD

VIIX vs SCHD: Complete Analysis 2026

VIIX — Stock

The index was designed to provide investors with exposure to one or more maturities of futures contracts on the VIX, which reflects implied volatility of the S&P 500 Index at various points along the volatility forward curve. The calculation of the VIX is based on prices of put and call options on the S&P 500 Index. The ETNs are linked to the daily return of the index and do not represent an investment in the VIX.

Full VIIX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.