HomeCompareVIOO vs SCHD

VIOO vs SCHD: Dividend Comparison 2026

VIOO yields 1.31% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.4K in total portfolio value
10 years
VIOO
VIOO
● Live price
1.31%
Share price
$114.83
Annual div
$1.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.6K
Annual income
$142.97
Full VIOO calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — VIOO vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVIOOSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VIOO + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VIOO pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VIOO
Annual income on $10K today (after 15% tax)
$111.60/yr
After 10yr DRIP, annual income (after tax)
$121.52/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $237.69/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VIOO + SCHD for your $10,000?

VIOO: 50%SCHD: 50%
100% SCHD50/50100% VIOO
Portfolio after 10yr
$25.3K
Annual income
$282.78/yr
Blended yield
1.12%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VIOO buys
0
SCHD buys
0
No recent congressional trades found for VIOO or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVIOOSCHD
Forward yield1.31%3.44%
Annual dividend / share$1.51$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.6K$29.0K
Annual income after 10y$142.97$422.61
Total dividends collected$1.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VIOO vs SCHD ($10,000, DRIP)

YearVIOO PortfolioVIOO Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,831$131.30$11,224$344.10$393.00SCHD
2$11,722$132.91$12,567$354.98$845.00SCHD
3$12,677$134.43$14,038$365.30$1.4KSCHD
4$13,701$135.87$15,648$375.06$1.9KSCHD
5$14,797$137.24$17,410$384.27$2.6KSCHD
6$15,971$138.52$19,335$392.95$3.4KSCHD
7$17,229$139.73$21,437$401.10$4.2KSCHD
8$18,576$140.87$23,733$408.75$5.2KSCHD
9$20,018$141.95$26,237$415.91$6.2KSCHD
10$21,562$142.97$28,968$422.61$7.4KSCHD

VIOO vs SCHD: Complete Analysis 2026

VIOOStock

Invests in stocks in the S&P Small-Cap 600 Index, representing 600 smaller U.S. companies.Focuses on closely tracking the index’s return, which is considered a gauge of overall U.S. small-cap stock returns.Offers high potential for investment growth; share value rises and falls more sharply than that of funds holding bonds.More appropriate for long-term goals where your money’s growth is essential.On March 14, 2023, this ETF underwent a 2:1 share split, which decreased the price per share of the ETF with a proportionate increase in the number of shares outstanding. Historical share price data has not been adjusted for the split except where market data is being used, as indicated. Although certain data may reflect both pre-and post-split prices, returns are not impacted.

Full VIOO Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.