Is VIPSX or O a better dividend investment in 2026?

VIPSX currently yields 4.39% with a 5% 5-year dividend growth rate. O yields 5.28% with 3.2% growth. The better choice depends on your goal: O offers higher current income.

What is the dividend yield difference between VIPSX and O?

VIPSX has a forward dividend yield of 4.39% ($0.51/share annually). O yields 5.28% ($3.23/share annually). The yield gap is 0.89 percentage points.

Home › Compare › VIPSX vs O

VIPSX vs O: Dividend Comparison 2026

VIPSX yields 4.39% · O yields 5.28%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 O wins by $13.8K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

VIPSX

● Live price

4.39%

Share price

$11.73

Annual div

$0.51

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.4K

Annual income

$0.45

Full VIPSX calculator →

Realty Income Corporation

● Live price

5.28%

Share price

$61.15

Annual div

$3.23

5Y div CAGR

15.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.2K

Annual income

$5,102.74

Full O calculator →

Portfolio growth — VIPSX vs O

📍 O pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VIPSX	O
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VIPSX + O cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VIPSX pays

O pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VIPSX

Annual income on $10K today (after 15% tax)

$373.04/yr

After 10yr DRIP, annual income (after tax)

$0.38/yr

Annual income on $10K today (after 15% tax)

$449.12/yr

After 10yr DRIP, annual income (after tax)

$4,337.33/yr

At 15% tax rate, O beats the other by $4,336.95/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VIPSX + O for your $10,000?

VIPSX: 50%O: 50%

100% O50/50100% VIPSX

Portfolio after 10yr

$27.3K

Annual income

$2,551.59/yr

Blended yield

9.33%

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Analyst Conviction Gap

Where Wall Street is most bullish on O right now

VIPSX

No analyst data

Altman Z

33.0

Piotroski

5/9

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$64.00

+4.7% upside vs current

Range: $60.00 — $69.00

Altman Z

1.0

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VIPSX buys

O buys

No recent congressional trades found for VIPSX or O in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVIPSXO

Forward yield	4.39%	5.28% ✓
Annual dividend / share	$0.51	$3.23 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	15.1% ✓
Portfolio after 10y	$20.4K	$34.2K ✓
Annual income after 10y	$0.45	$5,102.74 ✓
Total dividends collected	$444.00 ✓	$20.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: VIPSX vs O ($10,000, DRIP)

Year	VIPSX Portfolio	VIPSX Income/yr	O Portfolio	O Income/yr	Gap
1	$10,919	$219.44	$10,818	$608.16	+$101.00 → VIPSX
2	$11,796	$111.97	$11,787	$741.68	+$9.00 → VIPSX
3← crossover	$12,678	$56.52	$12,946	$911.00	$268.00 → O
4	$13,594	$28.39	$14,345	$1,127.94	$751.00 → O
5	$14,560	$14.22	$16,056	$1,409.05	$1.5K → O
6	$15,586	$7.12	$18,171	$1,777.83	$2.6K → O
7	$16,680	$3.56	$20,820	$2,268.21	$4.1K → O
8	$17,850	$1.78	$24,188	$2,929.90	$6.3K → O
9	$19,100	$0.89	$28,533	$3,837.11	$9.4K → O
10	$20,438	$0.45	$34,235	$5,102.74	$13.8K → O

VIPSX vs O: Complete Analysis 2026

VIPSX — Stock

This fund is designed to protect investors from the eroding effect of inflation by investing primarily in securities that seek to provide a ”real” return. The fund focuses on investments in inflation-protected bonds that are backed by the full faith and credit of the federal government and whose principal is adjusted based on inflation. The fund has moderate to high interest rate risk, meaning that changes in interest rates, both up and down, can affect the fund by resulting in lower bond prices or an eventual decrease in income. In addition to typical movement in bond prices, income can fluctuate more in this fund because payments depend on inflation changes. Investors with a long-term time horizon may wish to consider this fund as a complement to an already diversified fixed income portfolio.

Full VIPSX Calculator →

O — REIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.