Is VIRSX or DVY a better dividend investment in 2026?

VIRSX currently yields 6.47% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: VIRSX offers higher current income.

What is the dividend yield difference between VIRSX and DVY?

VIRSX has a forward dividend yield of 6.47% ($2.00/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 3.01 percentage points.

Home › Compare › VIRSX vs DVY

VIRSX vs DVY: Dividend Comparison 2026

VIRSX yields 6.47% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VIRSX wins by $5.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VIRSX

● Live price

6.47%

Share price

$30.89

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.7K

Annual income

$977.53

Full VIRSX calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — VIRSX vs DVY

📍 VIRSX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VIRSX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VIRSX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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VIRSX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VIRSX

Annual income on $10K today (after 15% tax)

$550.34/yr

After 10yr DRIP, annual income (after tax)

$830.90/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, VIRSX beats the other by $462.93/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VIRSX + DVY for your $10,000?

VIRSX: 50%DVY: 50%

100% DVY50/50100% VIRSX

Portfolio after 10yr

$27.8K

Annual income

$705.21/yr

Blended yield

2.53%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VIRSX buys

DVY buys

No recent congressional trades found for VIRSX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVIRSXDVY

Forward yield	6.47% ✓	3.46%
Annual dividend / share	$2.00	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$30.7K ✓	$25.0K
Annual income after 10y	$977.53 ✓	$432.91
Total dividends collected	$8.2K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VIRSX vs DVY ($10,000, DRIP)

Year	VIRSX Portfolio	VIRSX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,347	$647.46	$11,046	$346.43	+$301.00 → VIRSX
2	$12,828	$686.64	$12,177	$357.65	+$651.00 → VIRSX
3	$14,452	$725.47	$13,398	$368.47	+$1.1K → VIRSX
4	$16,227	$763.81	$14,715	$378.89	+$1.5K → VIRSX
5	$18,165	$801.54	$16,134	$388.90	+$2.0K → VIRSX
6	$20,275	$838.54	$17,662	$398.51	+$2.6K → VIRSX
7	$22,569	$874.72	$19,306	$407.71	+$3.3K → VIRSX
8	$25,059	$909.98	$21,074	$416.50	+$4.0K → VIRSX
9	$27,757	$944.27	$22,974	$424.90	+$4.8K → VIRSX
10	$30,677	$977.53	$25,015	$432.91	+$5.7K → VIRSX

VIRSX vs DVY: Complete Analysis 2026

VIRSX — Stock

The investment seeks to provide capital appreciation and current income consistent with its current asset allocation. The fund invests in a mix of Vanguard mutual funds according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2040 (the target year). The fund's asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase.

Full VIRSX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.