Is VLAIX or QYLD a better dividend investment in 2026?

VLAIX currently yields 13.46% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: VLAIX offers higher current income.

What is the dividend yield difference between VLAIX and QYLD?

VLAIX has a forward dividend yield of 13.46% ($4.42/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 1.54 percentage points.

Home › Compare › VLAIX vs QYLD

VLAIX vs QYLD: Dividend Comparison 2026

VLAIX yields 13.46% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VLAIX wins by $23.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VLAIX

● Live price

13.46%

Share price

$32.84

Annual div

$4.42

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$48.5K

Annual income

$3,103.23

Full VLAIX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — VLAIX vs QYLD

📍 VLAIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VLAIX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VLAIX + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VLAIX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VLAIX

Annual income on $10K today (after 15% tax)

$1,143.82/yr

After 10yr DRIP, annual income (after tax)

$2,637.75/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $2,172.67/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VLAIX + QYLD for your $10,000?

VLAIX: 50%QYLD: 50%

100% QYLD50/50100% VLAIX

Portfolio after 10yr

$36.9K

Annual income

$4,381.28/yr

Blended yield

11.86%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VLAIX buys

QYLD buys

No recent congressional trades found for VLAIX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVLAIXQYLD

Forward yield	13.46% ✓	11.92%
Annual dividend / share	$4.42 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$48.5K ✓	$25.4K
Annual income after 10y	$3,103.23	$5,659.31 ✓
Total dividends collected	$21.9K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VLAIX vs QYLD ($10,000, DRIP)

Year	VLAIX Portfolio	VLAIX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,046	$1,345.68	$10,352	$1,192.36	+$1.7K → VLAIX
2	$14,404	$1,514.91	$10,830	$1,347.57	+$3.6K → VLAIX
3	$17,105	$1,692.97	$11,460	$1,539.07	+$5.6K → VLAIX
4	$20,181	$1,878.94	$12,275	$1,777.84	+$7.9K → VLAIX
5	$23,666	$2,071.83	$13,323	$2,078.95	+$10.3K → VLAIX
6	$27,593	$2,270.62	$14,667	$2,463.34	+$12.9K → VLAIX
7	$31,999	$2,474.22	$16,396	$2,960.57	+$15.6K → VLAIX
8	$36,920	$2,681.56	$18,631	$3,612.97	+$18.3K → VLAIX
9	$42,396	$2,891.58	$21,548	$4,482.15	+$20.8K → VLAIX
10	$48,467	$3,103.23	$25,398	$5,659.31	+$23.1K → VLAIX

VLAIX vs QYLD: Complete Analysis 2026

VLAIX — Stock

To achieve the fund's investment objective, the adviser invests in a broad range of common stocks, bonds and money market instruments. The Adviser attempts to achieve its objective by following an asset allocation strategy that enables the Adviser to periodically shift the assets of the fund among three types of securities: (a) common stocks, (b) debt securities with maturities of more than one year that are principally rated investment grade and (c) money market instruments.

Full VLAIX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.