HomeCompareVLIFX vs JEPI

VLIFX vs JEPI: Dividend Comparison 2026

VLIFX yields 2.30% · JEPI yields 8.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $5.9K in total portfolio value
10 years
VLIFX
VLIFX
● Live price
2.30%
Share price
$31.87
Annual div
$0.73
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.1K
Annual income
$266.21
Full VLIFX calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — VLIFX vs JEPI

📍 JEPI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVLIFXJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VLIFX + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VLIFX pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VLIFX
Annual income on $10K today (after 15% tax)
$195.10/yr
After 10yr DRIP, annual income (after tax)
$226.28/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, JEPI beats the other by $1,073.05/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VLIFX + JEPI for your $10,000?

VLIFX: 50%JEPI: 50%
100% JEPI50/50100% VLIFX
Portfolio after 10yr
$26.0K
Annual income
$897.42/yr
Blended yield
3.45%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VLIFX buys
0
JEPI buys
0
No recent congressional trades found for VLIFX or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVLIFXJEPI
Forward yield2.30%8.40%
Annual dividend / share$0.73$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.1K$29.0K
Annual income after 10y$266.21$1,528.62
Total dividends collected$2.5K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VLIFX vs JEPI ($10,000, DRIP)

YearVLIFX PortfolioVLIFX Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$10,930$229.53$11,260$840.19$330.00JEPI
2$11,929$234.45$12,641$907.94$712.00JEPI
3$13,003$239.15$14,150$978.20$1.1KJEPI
4$14,157$243.63$15,795$1,050.85$1.6KJEPI
5$15,396$247.90$17,584$1,125.74$2.2KJEPI
6$16,726$251.95$19,526$1,202.74$2.8KJEPI
7$18,152$255.81$21,628$1,281.69$3.5KJEPI
8$19,682$259.46$23,898$1,362.43$4.2KJEPI
9$21,323$262.93$26,347$1,444.79$5.0KJEPI
10$23,082$266.21$28,982$1,528.62$5.9KJEPI

VLIFX vs JEPI: Complete Analysis 2026

VLIFXStock

The fund invests substantially all of the fund's net assets in common stocks. Under normal circumstances, the Adviser invests at least 80% of the fund's assets in common stocks and other equity securities of mid-sized companies (the "80% Policy"). During the investment selection process, the Adviser performs fundamental and quantitative analysis on each company and utilizes the rankings of companies by the Value Line Timeliness™ Ranking System (the "Ranking System") to assist in selecting securities for purchase.

Full VLIFX Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
📬

Get this VLIFX vs JEPI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VLIFX vs SCHDVLIFX vs OVLIFX vs KOVLIFX vs MAINVLIFX vs JEPQVLIFX vs XYLDVLIFX vs DIVOVLIFX vs QYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.