Is VLIIX or HDV a better dividend investment in 2026?

VLIIX currently yields 6.78% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: VLIIX offers higher current income.

What is the dividend yield difference between VLIIX and HDV?

VLIIX has a forward dividend yield of 6.78% ($0.90/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 3.86 percentage points.

Home › Compare › VLIIX vs HDV

VLIIX vs HDV: Dividend Comparison 2026

VLIIX yields 6.78% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VLIIX wins by $7.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VLIIX

● Live price

6.78%

Share price

$13.30

Annual div

$0.90

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.3K

Annual income

$1,043.58

Full VLIIX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — VLIIX vs HDV

📍 VLIIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VLIIX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VLIIX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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VLIIX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VLIIX

Annual income on $10K today (after 15% tax)

$576.43/yr

After 10yr DRIP, annual income (after tax)

$887.04/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, VLIIX beats the other by $587.22/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VLIIX + HDV for your $10,000?

VLIIX: 50%HDV: 50%

100% HDV50/50100% VLIIX

Portfolio after 10yr

$27.8K

Annual income

$698.15/yr

Blended yield

2.51%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VLIIX buys

HDV buys

No recent congressional trades found for VLIIX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVLIIXHDV

Forward yield	6.78% ✓	2.92%
Annual dividend / share	$0.90	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$31.3K ✓	$24.3K
Annual income after 10y	$1,043.58 ✓	$352.73
Total dividends collected	$8.7K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VLIIX vs HDV ($10,000, DRIP)

Year	VLIIX Portfolio	VLIIX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,378	$678.16	$11,002	$292.38	+$376.00 → VLIIX
2	$12,896	$721.14	$12,084	$300.36	+$812.00 → VLIIX
3	$14,562	$763.85	$13,250	$308.02	+$1.3K → VLIIX
4	$16,388	$806.14	$14,506	$315.35	+$1.9K → VLIIX
5	$18,383	$847.85	$15,858	$322.35	+$2.5K → VLIIX
6	$20,558	$888.84	$17,313	$329.04	+$3.2K → VLIIX
7	$22,927	$929.01	$18,878	$335.42	+$4.0K → VLIIX
8	$25,500	$968.24	$20,560	$341.49	+$4.9K → VLIIX
9	$28,291	$1,006.46	$22,367	$347.25	+$5.9K → VLIIX
10	$31,315	$1,043.58	$24,307	$352.73	+$7.0K → VLIIX

VLIIX vs HDV: Complete Analysis 2026

VLIIX — Stock

The fund allocates its assets amongst equity securities, fixed income securities and money market instruments. It invests not less than 50% of its net assets in common or preferred stocks or securities convertible into common stock which may or may not pay dividends. The balance of the fund's net assets are primarily invested in U.S. government securities, investment grade debt securities rated at the time of purchase from the highest (AAA) to medium (BBB) quality, other fixed income securities or cash equivalents.

Full VLIIX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.