Is VLKPF or XYLD a better dividend investment in 2026?

VLKPF currently yields 7.23% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between VLKPF and XYLD?

VLKPF has a forward dividend yield of 7.23% ($7.10/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 3.75 percentage points.

Home › Compare › VLKPF vs XYLD

VLKPF vs XYLD: Dividend Comparison 2026

VLKPF yields 7.23% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VLKPF wins by $4.78M in total portfolio value

INVESTMENT

TIME HORIZON10 years

VLKPF

● Live price

7.23%

Share price

$98.25

Annual div

$7.10

5Y div CAGR

54.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.81M

Annual income

$3,540,016.59

Full VLKPF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — VLKPF vs XYLD

📍 VLKPF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VLKPF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VLKPF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VLKPF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VLKPF

Annual income on $10K today (after 15% tax)

$614.42/yr

After 10yr DRIP, annual income (after tax)

$3,009,014.10/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, VLKPF beats the other by $3,006,277.93/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VLKPF + XYLD for your $10,000?

VLKPF: 50%XYLD: 50%

100% XYLD50/50100% VLKPF

Portfolio after 10yr

$2.42M

Annual income

$1,771,617.81/yr

Blended yield

73.32%

📊

Analyst Conviction Gap

Where Wall Street is split right now

VLKPF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

1.0

Piotroski

4/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VLKPF buys

XYLD buys

No recent congressional trades found for VLKPF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVLKPFXYLD

Forward yield	7.23%	10.98% ✓
Annual dividend / share	$7.10 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	54.2% ✓	0%
Portfolio after 10y	$4.81M	$25.3K ✓
Annual income after 10y	$3,540,016.59 ✓	$3,219.02
Total dividends collected	$4.66M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VLKPF vs XYLD ($10,000, DRIP)

Year	VLKPF Portfolio	VLKPF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,815	$1,114.63	$10,818	$1,098.39	+$997.00 → VLKPF
2	$14,539	$1,897.81	$11,738	$1,222.51	+$2.8K → VLKPF
3	$18,923	$3,365.75	$12,774	$1,364.64	+$6.1K → VLKPF
4	$26,560	$6,312.83	$13,944	$1,527.86	+$12.6K → VLKPF
5	$41,189	$12,769.38	$15,270	$1,715.87	+$25.9K → VLKPF
6	$72,610	$28,537.58	$16,775	$1,933.09	+$55.8K → VLKPF
7	$150,191	$72,498.93	$18,490	$2,184.87	+$131.7K → VLKPF
8	$376,818	$216,113.51	$20,450	$2,477.63	+$356.4K → VLKPF
9	$1,184,588	$781,392.66	$22,697	$2,819.19	+$1.16M → VLKPF
10	$4,807,526	$3,540,016.59	$25,280	$3,219.02	+$4.78M → VLKPF

VLKPF vs XYLD: Complete Analysis 2026

VLKPF — Stock

Volkswagen AG manufactures and sells automobiles primarily in Europe, North America, South America, and the Asia-Pacific. The company operates in four segments: Passenger Cars and Light Commercial Vehicles, Commercial Vehicles, Power Engineering, and Financial Services. The Passenger Cars and Light Commercial Vehicles segment develops vehicles, engines, and vehicle software; and light commercial vehicles; and produces and sells passenger cars and related parts. The Commercial Vehicles segment develops, produces, and sells trucks and buses; and offers parts and related services. The Power Engineering segment offers large-bore diesel engines, turbomachinery, and propulsion components. The Financial Services segment provides dealer and customer financing, leasing, banking and insurance, fleet management, and mobility services. The company also offers motorcycles. It provides its products under the Volkswagen Passenger Cars, Audi, KODA, SEAT, Bentley, Porsche, Volkswagen Commercial Vehicles, Scania, MAN, Lamborghini, Ducati, and Bugatti brands. Volkswagen AG was founded in 1937 and is based in Wolfsburg, Germany. Volkswagen AG operates as a subsidiary of Porsche Automobil Holding SE.

Full VLKPF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.