HomeCompareVLO vs CTSH

VLO vs CTSH: Dividend Comparison 2026

VLO yields 1.83% · CTSH yields 2.06%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CTSH wins by $42.9K in total portfolio value
10 years
VLO
VLO
● Live price
1.83%
Share price
$250.27
Annual div
$4.59
5Y div CAGR
15.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.2K
Annual income
$1,007.75
Full VLO calculator →
CTSH
CTSH
● Live price
2.06%
Share price
$61.06
Annual div
$1.26
5Y div CAGR
42.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.0K
Annual income
$18,542.84
Full CTSH calculator →

Portfolio growth — VLO vs CTSH

📍 CTSH pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVLOCTSH
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VLO + CTSH cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VLO pays
CTSH pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VLO
Annual income on $10K today (after 15% tax)
$155.89/yr
After 10yr DRIP, annual income (after tax)
$856.59/yr
CTSH
Annual income on $10K today (after 15% tax)
$175.40/yr
After 10yr DRIP, annual income (after tax)
$15,761.41/yr
At 15% tax rate, CTSH beats the other by $14,904.83/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VLO + CTSH for your $10,000?

VLO: 50%CTSH: 50%
100% CTSH50/50100% VLO
Portfolio after 10yr
$47.6K
Annual income
$9,775.29/yr
Blended yield
20.54%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on VLO right now

VLO
Analyst Ratings
1
Strong
20
Buy
16
Hold
Consensus: Buy
Price Target
$193.75
-22.6% upside vs current
Range: $169.00 — $220.00
Altman Z
5.6
Piotroski
9/9
CTSH
Analyst Ratings
22
Buy
24
Hold
5
Sell
Consensus: Hold
Price Target
$91.00
+49.0% upside vs current
Range: $71.00 — $107.00
Altman Z
6.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VLO buys
0
CTSH buys
0
No recent congressional trades found for VLO or CTSH in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVLOCTSH
Forward yield1.83%2.06%
Annual dividend / share$4.59$1.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.7%42.7%
Portfolio after 10y$26.2K$69.0K
Annual income after 10y$1,007.75$18,542.84
Total dividends collected$5.2K$44.3K
Payment frequencyquarterlyquarterly
SectorEnergyTechnology
Analyst consensusBuyHold
Analyst price target$193.75$91.00

Year-by-year: VLO vs CTSH ($10,000, DRIP)

YearVLO PortfolioVLO Income/yrCTSH PortfolioCTSH Income/yrGap
1← crossover$10,912$212.20$10,994$294.47$82.00CTSH
2$11,926$250.38$12,196$431.77$270.00CTSH
3$13,057$295.90$13,688$638.75$631.00CTSH
4$14,321$350.30$15,603$956.11$1.3KCTSH
5$15,739$415.45$18,148$1,453.43$2.4KCTSH
6$17,335$493.71$21,673$2,254.62$4.3KCTSH
7$19,136$587.97$26,781$3,590.89$7.6KCTSH
8$21,178$701.85$34,574$5,917.65$13.4KCTSH
9$23,500$839.87$47,182$10,188.34$23.7KCTSH
10$26,153$1,007.75$69,028$18,542.84$42.9KCTSH

VLO vs CTSH: Complete Analysis 2026

VLOEnergy

Valero Energy Corporation manufactures, markets, and sells transportation fuels and petrochemical products in the United States, Canada, the United Kingdom, Ireland, and internationally. The company operates through three segments: Refining, Renewable Diesel, and Ethanol. It produces conventional, premium, and reformulated gasolines; gasoline meeting the specifications of the California Air Resources Board (CARB); diesel fuels, and low-sulfur and ultra-low-sulfur diesel fuels; CARB diesel; other distillates; jet fuels; blendstocks; and asphalts, petrochemicals, lubricants, and other refined petroleum products, as well as sells lube oils and natural gas liquids. As of December 31, 2021, the company owned 15 petroleum refineries with a combined throughput capacity of approximately 3.2 million barrels per day; and 12 ethanol plants with a combined ethanol production capacity of approximately 1.6 billion gallons per year. It sells its refined products through wholesale rack and bulk markets; and through approximately 7,000 outlets under the Valero, Beacon, Diamond Shamrock, Shamrock, Ultramar, and Texaco brands. The company also produces and sells ethanol, dry distiller grains, syrup, and inedible corn oil primarily to animal feed customers. In addition, it owns and operates crude oil and refined petroleum products pipelines, terminals, tanks, marine docks, truck rack bays, and other logistics assets; and owns and operates a plant that processes animal fats, used cooking oils, and inedible distillers corn oils into renewable diesel. The company was formerly known as Valero Refining and Marketing Company and changed its name to Valero Energy Corporation in August 1997. Valero Energy Corporation was founded in 1980 and is headquartered in San Antonio, Texas.

Full VLO Calculator →

CTSHTechnology

Cognizant Technology Solutions Corporation, a professional services company, provides consulting and technology, and outsourcing services in North America, Europe, and internationally. It operates through four segments: Financial Services; Healthcare; Products and Resources; and Communications, Media and Technology. The company offers customer experience enhancement, robotic process automation, analytics, and AI services in areas, such as digital lending, fraud detection, and next generation payments; the shift towards consumerism, outcome-based contracting, digital health, delivering integrated seamless, omni-channel, and patient-centered experience; and services that drive operational improvements in areas, such as clinical development, pharmacovigilance, and manufacturing, as well as claims processing, enrollment, membership, and billing to healthcare providers and payers, and life sciences companies, including pharmaceutical, biotech, and medical device companies. It also provides solution to manufacturers, retailers and travel and hospitality companies, as well as companies providing logistics, energy and utility services; and digital content, the creation of personalized user experience, and acceleration of digital engineering services to information, media and entertainment, and communications and technology companies. The company was founded in 1994 and is headquartered in Teaneck, New Jersey.

Full CTSH Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.