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VLP vs SCHD: Dividend Comparison 2026

VLP yields 4.73% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $1.7K in total portfolio value
10 years
VLP
VLP
● Live price
4.73%
Share price
$42.24
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.3K
Annual income
$641.17
Full VLP calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — VLP vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVLPSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VLP + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
VLP pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VLP
Annual income on $10K today (after 15% tax)
$402.46/yr
After 10yr DRIP, annual income (after tax)
$544.99/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, VLP beats the other by $182.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VLP + SCHD for your $10,000?

VLP: 50%SCHD: 50%
100% SCHD50/50100% VLP
Portfolio after 10yr
$28.1K
Annual income
$533.55/yr
Blended yield
1.90%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VLP buys
0
SCHD buys
0
No recent congressional trades found for VLP or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVLPSCHD
Forward yield4.73% ✓3.46%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.3K$29.0K ✓
Annual income after 10y$641.17 ✓$425.95
Total dividends collected$5.6K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VLP vs SCHD ($10,000, DRIP)

YearVLP PortfolioVLP Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,173$473.48$11,226$346.36$53.00 → SCHD
2$12,450$494.44$12,572$357.38$122.00 → SCHD
3$13,836$514.88$14,046$367.84$210.00 → SCHD
4$15,340$534.79$15,660$377.73$320.00 → SCHD
5$16,968$554.10$17,425$387.07$457.00 → SCHD
6$18,728$572.81$19,354$395.86$626.00 → SCHD
7$20,630$590.88$21,461$404.13$831.00 → SCHD
8$22,682$608.30$23,762$411.89$1.1K → SCHD
9$24,895$625.07$26,272$419.15$1.4K → SCHD
10$27,279$641.17$29,010$425.95$1.7K → SCHD

VLP vs SCHD: Complete Analysis 2026

VLP — Stock

VLP is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in VLP shares.

Full VLP Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.