HomeCompareVLTCX vs XYLD

VLTCX vs XYLD: Dividend Comparison 2026

VLTCX yields 5.13% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VLTCX wins by $2.7K in total portfolio value
10 years
VLTCX
VLTCX
● Live price
5.13%
Share price
$20.03
Annual div
$1.03
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$711.83
Full VLTCX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — VLTCX vs XYLD

📍 VLTCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVLTCXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VLTCX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VLTCX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VLTCX
Annual income on $10K today (after 15% tax)
$435.91/yr
After 10yr DRIP, annual income (after tax)
$605.06/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,131.11/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VLTCX + XYLD for your $10,000?

VLTCX: 50%XYLD: 50%
100% XYLD50/50100% VLTCX
Portfolio after 10yr
$26.6K
Annual income
$1,965.43/yr
Blended yield
7.38%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VLTCX buys
0
XYLD buys
0
No recent congressional trades found for VLTCX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVLTCXXYLD
Forward yield5.13%10.98%
Annual dividend / share$1.03$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$28.0K$25.3K
Annual income after 10y$711.83$3,219.02
Total dividends collected$6.2K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VLTCX vs XYLD ($10,000, DRIP)

YearVLTCX PortfolioVLTCX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,213$512.83$10,818$1,098.39+$395.00VLTCX
2$12,535$537.41$11,738$1,222.51+$797.00VLTCX
3$13,974$561.48$12,774$1,364.64+$1.2KVLTCX
4$15,537$584.99$13,944$1,527.86+$1.6KVLTCX
5$17,233$607.87$15,270$1,715.87+$2.0KVLTCX
6$19,069$630.10$16,775$1,933.09+$2.3KVLTCX
7$21,056$651.63$18,490$2,184.87+$2.6KVLTCX
8$23,202$672.44$20,450$2,477.63+$2.8KVLTCX
9$25,519$692.51$22,697$2,819.19+$2.8KVLTCX
10$28,017$711.83$25,280$3,219.02+$2.7KVLTCX

VLTCX vs XYLD: Complete Analysis 2026

VLTCXStock

This low-cost index fund invests in U.S. dollar-denominated, investment-grade, fixed-rate, taxable securities issued by industrial, utility, and financial companies, with maturities greater than 10 years. Because long-term bonds tend to be very sensitive to interest-rate changes, one of the fund’s key risks is that increases in interest rates may reduce the price of the bonds in the portfolio, which would reduce the fund’s share price. Investors who are looking for a fund that seeks to provide interest income and are able to tolerate significant price fluctuations may wish to consider this fund.

Full VLTCX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.