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VMBS vs DVY: Dividend Comparison 2026

VMBS yields 4.23% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VMBS wins by $1.3K in total portfolio value
10 years
VMBS
VMBS
● Live price
4.23%
Share price
$46.95
Annual div
$1.99
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.4K
Annual income
$554.83
Full VMBS calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — VMBS vs DVY

📍 VMBS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVMBSDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VMBS + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
VMBS pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMBS
Annual income on $10K today (after 15% tax)
$359.53/yr
After 10yr DRIP, annual income (after tax)
$471.61/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, VMBS beats the other by $99.49/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VMBS + DVY for your $10,000?

VMBS: 50%DVY: 50%
100% DVY50/50100% VMBS
Portfolio after 10yr
$25.7K
Annual income
$496.30/yr
Blended yield
1.93%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMBS buys
0
DVY buys
0
No recent congressional trades found for VMBS or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVMBSDVY
Forward yield4.23% ✓3.50%
Annual dividend / share$1.99$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.4K ✓$25.1K
Annual income after 10y$554.83 ✓$437.78
Total dividends collected$4.9K ✓$4.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VMBS vs DVY ($10,000, DRIP)

YearVMBS PortfolioVMBS Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,123$422.98$11,050$349.62+$73.00 → VMBS
2$12,341$439.70$12,184$361.04+$157.00 → VMBS
3$13,661$455.95$13,409$372.07+$252.00 → VMBS
4$15,089$471.69$14,730$382.68+$359.00 → VMBS
5$16,632$486.91$16,154$392.89+$478.00 → VMBS
6$18,298$501.60$17,688$402.69+$610.00 → VMBS
7$20,095$515.73$19,338$412.07+$757.00 → VMBS
8$22,031$529.32$21,113$421.04+$918.00 → VMBS
9$24,115$542.35$23,020$429.61+$1.1K → VMBS
10$26,358$554.83$25,070$437.78+$1.3K → VMBS

VMBS vs DVY: Complete Analysis 2026

VMBS — Stock

Seeks to provide a moderate and sustainable level of current income. Invests primarily in U.S. agency mortgage-backed pass-through securities issued by Ginnie Mae (GNMA), Fannie Mae (FNMA), and Freddie Mac (FHLMC). Moderate interest rate risk, with a dollar-weighted average maturity of 3 to 10 years.

Full VMBS Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.