HomeCompareVMCCX vs VYM

VMCCX vs VYM: Dividend Comparison 2026

VMCCX yields 5.61% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VMCCX wins by $1.1K in total portfolio value
10 years
VMCCX
VMCCX
● Live price
5.61%
Share price
$45.16
Annual div
$2.54
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$803.42
Full VMCCX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — VMCCX vs VYM

📍 VMCCX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVMCCXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VMCCX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VMCCX pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMCCX
Annual income on $10K today (after 15% tax)
$477.23/yr
After 10yr DRIP, annual income (after tax)
$682.91/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VMCCX beats the other by $446.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VMCCX + VYM for your $10,000?

VMCCX: 50%VYM: 50%
100% VYM50/50100% VMCCX
Portfolio after 10yr
$28.4K
Annual income
$540.98/yr
Blended yield
1.91%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMCCX buys
0
VYM buys
0
No recent congressional trades found for VMCCX or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVMCCXVYM
Forward yield5.61%2.41%
Annual dividend / share$2.54$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.0K$27.8K
Annual income after 10y$803.42$278.55
Total dividends collected$6.9K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VMCCX vs VYM ($10,000, DRIP)

YearVMCCX PortfolioVMCCX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,261$561.45$11,151$241.44+$110.00VMCCX
2$12,641$590.91$12,413$246.79+$228.00VMCCX
3$14,145$619.89$13,794$251.79+$351.00VMCCX
4$15,784$648.30$15,306$256.47+$478.00VMCCX
5$17,565$676.07$16,960$260.84+$605.00VMCCX
6$19,497$703.13$18,768$264.92+$729.00VMCCX
7$21,592$729.44$20,745$268.71+$847.00VMCCX
8$23,858$754.94$22,905$272.24+$953.00VMCCX
9$26,308$779.61$25,265$275.51+$1.0KVMCCX
10$28,953$803.42$27,842$278.55+$1.1KVMCCX

VMCCX vs VYM: Complete Analysis 2026

VMCCXStock

Under normal circumstances, the fund invests at least 80% of its assets in equity securities of medium market capitalization companies. It pursues long-term capital appreciation in the medium capitalization sector while seeking to provide the risk characteristics of the less volatile large capitalization S&P 500?® Index. The fund invests in a select group of medium market capitalization companies believed by the subadviser to be undervalued relative to their future growth potential.

Full VMCCX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
📬

Get this VMCCX vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VMCCX vs SCHDVMCCX vs JEPIVMCCX vs OVMCCX vs KOVMCCX vs MAINVMCCX vs VIGVMCCX vs DGROVMCCX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.