HomeCompareVMCIX vs SPHD

VMCIX vs SPHD: Dividend Comparison 2026

VMCIX yields 1.16% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $5.2K in total portfolio value
10 years
VMCIX
VMCIX
● Live price
1.16%
Share price
$76.88
Annual div
$0.89
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.3K
Annual income
$124.78
Full VMCIX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — VMCIX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVMCIXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VMCIX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VMCIX pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMCIX
Annual income on $10K today (after 15% tax)
$98.39/yr
After 10yr DRIP, annual income (after tax)
$106.06/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $379.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VMCIX + SPHD for your $10,000?

VMCIX: 50%SPHD: 50%
100% SPHD50/50100% VMCIX
Portfolio after 10yr
$23.9K
Annual income
$348.05/yr
Blended yield
1.45%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMCIX buys
0
SPHD buys
0
No recent congressional trades found for VMCIX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVMCIXSPHD
Forward yield1.16%4.33%
Annual dividend / share$0.89$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.3K$26.5K
Annual income after 10y$124.78$571.32
Total dividends collected$1.2K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VMCIX vs SPHD ($10,000, DRIP)

YearVMCIX PortfolioVMCIX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,816$115.75$11,133$432.85$317.00SPHD
2$11,690$117.00$12,363$450.36$673.00SPHD
3$12,626$118.19$13,695$467.39$1.1KSPHD
4$13,629$119.30$15,138$483.90$1.5KSPHD
5$14,704$120.36$16,697$499.88$2.0KSPHD
6$15,855$121.35$18,382$515.31$2.5KSPHD
7$17,087$122.29$20,198$530.17$3.1KSPHD
8$18,406$123.17$22,157$544.46$3.8KSPHD
9$19,818$124.00$24,266$558.18$4.4KSPHD
10$21,330$124.78$26,536$571.32$5.2KSPHD

VMCIX vs SPHD: Complete Analysis 2026

VMCIXStock

This low-cost index fund provides broad mid-capitalization U.S. equity exposure. The fund seeks to track an index of medium-sized companies, whose stocks tend to be more volatile than those of larger companies. This potential volatility is one of the fund’s key risks. Investors looking to add a passively managed, mid-cap stock allocation to an already diversified portfolio may wish to consider this fund.

Full VMCIX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this VMCIX vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VMCIX vs SCHDVMCIX vs JEPIVMCIX vs OVMCIX vs KOVMCIX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.