HomeCompareVMCPX vs VYM

VMCPX vs VYM: Dividend Comparison 2026

VMCPX yields 1.16% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $6.5K in total portfolio value
10 years
VMCPX
VMCPX
● Live price
1.16%
Share price
$379.15
Annual div
$4.42
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.3K
Annual income
$125.62
Full VMCPX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — VMCPX vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVMCPXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VMCPX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VMCPX pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMCPX
Annual income on $10K today (after 15% tax)
$99.01/yr
After 10yr DRIP, annual income (after tax)
$106.78/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $129.99/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VMCPX + VYM for your $10,000?

VMCPX: 50%VYM: 50%
100% VYM50/50100% VMCPX
Portfolio after 10yr
$24.6K
Annual income
$202.08/yr
Blended yield
0.82%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMCPX buys
0
VYM buys
0
No recent congressional trades found for VMCPX or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVMCPXVYM
Forward yield1.16%2.41%
Annual dividend / share$4.42$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.3K$27.8K
Annual income after 10y$125.62$278.55
Total dividends collected$1.2K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VMCPX vs VYM ($10,000, DRIP)

YearVMCPX PortfolioVMCPX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,816$116.48$11,151$241.44$335.00VYM
2$11,691$117.75$12,413$246.79$722.00VYM
3$12,629$118.94$13,794$251.79$1.2KVYM
4$13,633$120.08$15,306$256.47$1.7KVYM
5$14,708$121.14$16,960$260.84$2.3KVYM
6$15,860$122.15$18,768$264.92$2.9KVYM
7$17,093$123.10$20,745$268.71$3.7KVYM
8$18,414$123.99$22,905$272.24$4.5KVYM
9$19,828$124.83$25,265$275.51$5.4KVYM
10$21,341$125.62$27,842$278.55$6.5KVYM

VMCPX vs VYM: Complete Analysis 2026

VMCPXStock

This low-cost index fund provides broad mid-capitalization U.S. equity exposure. The fund seeks to track an index of medium-sized companies, whose stocks tend to be more volatile than those of larger companies. This potential volatility is one of the fund’s key risks. Investors looking to add a passively managed, mid-cap stock allocation to an already diversified portfolio may wish to consider this fund.

Full VMCPX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.