Is VMGAU or XYLD a better dividend investment in 2026?

VMGAU currently yields 19.25% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: VMGAU offers higher current income.

What is the dividend yield difference between VMGAU and XYLD?

VMGAU has a forward dividend yield of 19.25% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.27 percentage points.

Home › Compare › VMGAU vs XYLD

VMGAU vs XYLD: Dividend Comparison 2026

VMGAU yields 19.25% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VMGAU wins by $44.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VMGAU

● Live price

19.25%

Share price

$10.39

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$69.7K

Annual income

$6,214.97

Full VMGAU calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — VMGAU vs XYLD

📍 VMGAU pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VMGAU	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VMGAU + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

—

Oct

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Nov

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Dec

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VMGAU pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMGAU

Annual income on $10K today (after 15% tax)

$1,636.19/yr

After 10yr DRIP, annual income (after tax)

$5,282.72/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, VMGAU beats the other by $2,546.56/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VMGAU + XYLD for your $10,000?

VMGAU: 50%XYLD: 50%

100% XYLD50/50100% VMGAU

Portfolio after 10yr

$47.5K

Annual income

$4,717.00/yr

Blended yield

9.93%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMGAU buys

XYLD buys

No recent congressional trades found for VMGAU or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVMGAUXYLD

Forward yield	19.25% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$69.7K ✓	$25.3K
Annual income after 10y	$6,214.97 ✓	$3,219.02
Total dividends collected	$38.9K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VMGAU vs XYLD ($10,000, DRIP)

Year	VMGAU Portfolio	VMGAU Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,625	$1,924.93	$10,818	$1,098.39	+$1.8K → VMGAU
2	$15,780	$2,271.22	$11,738	$1,222.51	+$4.0K → VMGAU
3	$19,538	$2,653.08	$12,774	$1,364.64	+$6.8K → VMGAU
4	$23,975	$3,069.97	$13,944	$1,527.86	+$10.0K → VMGAU
5	$29,174	$3,520.80	$15,270	$1,715.87	+$13.9K → VMGAU
6	$35,220	$4,004.01	$16,775	$1,933.09	+$18.4K → VMGAU
7	$42,203	$4,517.59	$18,490	$2,184.87	+$23.7K → VMGAU
8	$50,217	$5,059.13	$20,450	$2,477.63	+$29.8K → VMGAU
9	$59,358	$5,625.92	$22,697	$2,819.19	+$36.7K → VMGAU
10	$69,728	$6,214.97	$25,280	$3,219.02	+$44.4K → VMGAU

VMGAU vs XYLD: Complete Analysis 2026

VMGAU — Stock

VMG Consumer Acquisition Corp. focuses on effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or similar business combination with one or more businesses. It focuses on acquiring consumer and retail companies across a range of industry verticals, such as food and beverage, beauty and personal care, health and wellness, pet products and services, household products, and multi-unit retailers/services, as well as apparel, footwear, and accessories. The company was incorporated in 2021 and is based in San Francisco, California.

Full VMGAU Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.