HomeCompareVMGMX vs SCHD

VMGMX vs SCHD: Dividend Comparison 2026

VMGMX yields 0.52% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.6K in total portfolio value
10 years
VMGMX
VMGMX
● Live price
0.52%
Share price
$110.81
Annual div
$0.58
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$53.78
Full VMGMX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — VMGMX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVMGMXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VMGMX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VMGMX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMGMX
Annual income on $10K today (after 15% tax)
$44.19/yr
After 10yr DRIP, annual income (after tax)
$45.71/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $313.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VMGMX + SCHD for your $10,000?

VMGMX: 50%SCHD: 50%
100% SCHD50/50100% VMGMX
Portfolio after 10yr
$24.7K
Annual income
$238.19/yr
Blended yield
0.96%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMGMX buys
0
SCHD buys
0
No recent congressional trades found for VMGMX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVMGMXSCHD
Forward yield0.52%3.44%
Annual dividend / share$0.58$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.4K$29.0K
Annual income after 10y$53.78$422.61
Total dividends collected$530.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VMGMX vs SCHD ($10,000, DRIP)

YearVMGMX PortfolioVMGMX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,752$51.99$11,224$344.10$472.00SCHD
2$11,557$52.24$12,567$354.98$1.0KSCHD
3$12,418$52.48$14,038$365.30$1.6KSCHD
4$13,340$52.70$15,648$375.06$2.3KSCHD
5$14,327$52.91$17,410$384.27$3.1KSCHD
6$15,383$53.11$19,335$392.95$4.0KSCHD
7$16,513$53.29$21,437$401.10$4.9KSCHD
8$17,723$53.46$23,733$408.75$6.0KSCHD
9$19,017$53.63$26,237$415.91$7.2KSCHD
10$20,402$53.78$28,968$422.61$8.6KSCHD

VMGMX vs SCHD: Complete Analysis 2026

VMGMXStock

This low-cost index fund offers exposure to the stocks of mid-capitalization U.S. growth-oriented companies, which tend to grow more quickly than the broader group of medium-sized companies. The fund seeks to track a growth-style index of medium-sized companies, whose stocks tend to be more volatile than large-company stocks. This potential volatility is one of the fund’s key risks. Investors looking to add a passively managed, mid-cap growth allocation to an already diversified portfolio may wish to consider this option.

Full VMGMX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.