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VMIN vs SCHD: Dividend Comparison 2026

VMIN yields 72.07% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VMIN wins by $1.13M in total portfolio value
10 years
VMIN
VMIN
● Live price
72.07%
Share price
$2.78
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.16M
Annual income
$310,385.00
Full VMIN calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — VMIN vs SCHD

📍 VMIN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVMINSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VMIN + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
VMIN pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMIN
Annual income on $10K today (after 15% tax)
$6,126.13/yr
After 10yr DRIP, annual income (after tax)
$263,827.25/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, VMIN beats the other by $263,468.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VMIN + SCHD for your $10,000?

VMIN: 50%SCHD: 50%
100% SCHD50/50100% VMIN
Portfolio after 10yr
$593.3K
Annual income
$155,403.80/yr
Blended yield
26.19%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMIN buys
0
SCHD buys
0
No recent congressional trades found for VMIN or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVMINSCHD
Forward yield72.07% ✓3.44%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$1.16M$29.0K ✓
Annual income after 10y$310,385.00 ✓$422.61
Total dividends collected$990.6K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VMIN vs SCHD ($10,000, DRIP)

YearVMIN PortfolioVMIN Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$17,907$7,207.21$11,224$344.10+$6.7K → VMIN
2$31,222$12,061.77$12,567$354.98+$18.7K → VMIN
3$53,063$19,654.72$14,038$365.30+$39.0K → VMIN
4$87,995$31,218.04$15,648$375.06+$72.3K → VMIN
5$142,538$48,382.79$17,410$384.27+$125.1K → VMIN
6$225,760$73,244.97$19,335$392.95+$206.4K → VMIN
7$349,984$108,420.62$21,437$401.10+$328.5K → VMIN
8$531,566$157,082.90$23,733$408.75+$507.8K → VMIN
9$791,749$222,973.83$26,237$415.91+$765.5K → VMIN
10$1,157,557$310,385.00$28,968$422.61+$1.13M → VMIN

VMIN vs SCHD: Complete Analysis 2026

VMIN — Stock

VMIN is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in VMIN shares.

Full VMIN Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.