HomeCompareVMLTX vs VIG

VMLTX vs VIG: Dividend Comparison 2026

VMLTX yields 3.05% · VIG yields 1.64%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VIG wins by $8.0K in total portfolio value
10 years
VMLTX
VMLTX
● Live price
3.05%
Share price
$10.93
Annual div
$0.33
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$371.73
Full VMLTX calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — VMLTX vs VIG

📍 VIG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVMLTXVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VMLTX + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VMLTX pays
VIG pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMLTX
Annual income on $10K today (after 15% tax)
$259.55/yr
After 10yr DRIP, annual income (after tax)
$315.97/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, VMLTX beats the other by $163.69/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VMLTX + VIG for your $10,000?

VMLTX: 50%VIG: 50%
100% VIG50/50100% VMLTX
Portfolio after 10yr
$28.3K
Annual income
$275.45/yr
Blended yield
0.97%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMLTX buys
0
VIG buys
0
No recent congressional trades found for VMLTX or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVMLTXVIG
Forward yield3.05%1.64%
Annual dividend / share$0.33$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.3K$32.4K
Annual income after 10y$371.73$179.15
Total dividends collected$3.4K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VMLTX vs VIG ($10,000, DRIP)

YearVMLTX PortfolioVMLTX Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$11,005$305.35$11,304$163.92$299.00VIG
2$12,090$314.07$12,759$166.33$669.00VIG
3$13,259$322.44$14,382$168.52$1.1KVIG
4$14,517$330.48$16,192$170.52$1.7KVIG
5$15,871$338.18$18,210$172.34$2.3KVIG
6$17,328$345.54$20,460$173.98$3.1KVIG
7$18,894$352.57$22,968$175.48$4.1KVIG
8$20,575$359.28$25,763$176.83$5.2KVIG
9$22,381$365.66$28,878$178.05$6.5KVIG
10$24,320$371.73$32,350$179.15$8.0KVIG

VMLTX vs VIG: Complete Analysis 2026

VMLTXStock

This low-cost municipal bond fund seeks to provide income exempt from federal taxes and typically appeals to investors in higher tax brackets. The fund holds high-quality short-term municipal bonds with an average duration of approximately 2 years, a bit longer than the Short-Term Tax-Exempt Fund. Risks of the fund include the fact that changes in interest rates, both up and down, can affect the fund by resulting in lower bond prices or an eventual decrease in income for the fund. Investors who are looking for a modest level of federal tax-exempt interest income and can tolerate some income and share price risk may wish to consider this fund.

Full VMLTX Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.