HomeCompareVMMSX vs QYLD

VMMSX vs QYLD: Dividend Comparison 2026

VMMSX yields 2.30% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QYLD wins by $2.3K in total portfolio value· pulled ahead in Year 9
10 years
VMMSX
VMMSX
● Live price
2.30%
Share price
$28.23
Annual div
$0.65
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.1K
Annual income
$267.37
Full VMMSX calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — VMMSX vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVMMSXQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VMMSX + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VMMSX pays
QYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMMSX
Annual income on $10K today (after 15% tax)
$195.83/yr
After 10yr DRIP, annual income (after tax)
$227.26/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $4,583.15/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VMMSX + QYLD for your $10,000?

VMMSX: 50%QYLD: 50%
100% QYLD50/50100% VMMSX
Portfolio after 10yr
$24.2K
Annual income
$2,963.34/yr
Blended yield
12.22%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMMSX buys
0
QYLD buys
1
PoliticianChamberTickerTypeAmountDate
Tim Moore🏢 House$QYLD▼ Sell$15,001 - $50,0002025-05-02
Tim Moore🏢 House$QYLD▲ Buy$15,001 - $50,0002025-04-07
Dwight Evans🏢 House$QYLD▼ Sell$1,001 - $15,0002022-11-14
Dwight Evans🏢 House$QYLD▼ Sell$1,001 - $15,0002020-10-29
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVMMSXQYLD
Forward yield2.30%11.92%
Annual dividend / share$0.65$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.1K$25.4K
Annual income after 10y$267.37$5,659.31
Total dividends collected$2.5K$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VMMSX vs QYLD ($10,000, DRIP)

YearVMMSX PortfolioVMMSX Income/yrQYLD PortfolioQYLD Income/yrGap
1$10,930$230.39$10,352$1,192.36+$578.00VMMSX
2$11,931$235.35$10,830$1,347.57+$1.1KVMMSX
3$13,006$240.09$11,460$1,539.07+$1.5KVMMSX
4$14,161$244.61$12,275$1,777.84+$1.9KVMMSX
5$15,401$248.90$13,323$2,078.95+$2.1KVMMSX
6$16,732$252.99$14,667$2,463.34+$2.1KVMMSX
7$18,161$256.88$16,396$2,960.57+$1.8KVMMSX
8$19,692$260.56$18,631$3,612.97+$1.1KVMMSX
9← crossover$21,335$264.06$21,548$4,482.15$213.00QYLD
10$23,096$267.37$25,398$5,659.31$2.3KQYLD

VMMSX vs QYLD: Complete Analysis 2026

VMMSXStock

This actively managed fund provides exposure primarily to emerging markets outside of the United States at a relatively low cost. Stocks of companies in emerging markets tend to be more volatile than those in developed countries, which could imply the potential for greater long-term returns. Along with this potential, however, comes risks such as currency and political risks. Long-term, risk-tolerant investors who want to diversify their international portfolio may wish to consider this fund.

Full VMMSX Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.