HomeCompareVMMSX vs SPHD

VMMSX vs SPHD: Dividend Comparison 2026

VMMSX yields 2.30% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $3.4K in total portfolio value
10 years
VMMSX
VMMSX
● Live price
2.30%
Share price
$28.23
Annual div
$0.65
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.1K
Annual income
$267.37
Full VMMSX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — VMMSX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVMMSXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VMMSX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VMMSX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMMSX
Annual income on $10K today (after 15% tax)
$195.83/yr
After 10yr DRIP, annual income (after tax)
$227.26/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $258.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VMMSX + SPHD for your $10,000?

VMMSX: 50%SPHD: 50%
100% SPHD50/50100% VMMSX
Portfolio after 10yr
$24.8K
Annual income
$419.34/yr
Blended yield
1.69%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMMSX buys
0
SPHD buys
0
No recent congressional trades found for VMMSX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVMMSXSPHD
Forward yield2.30%4.33%
Annual dividend / share$0.65$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.1K$26.5K
Annual income after 10y$267.37$571.32
Total dividends collected$2.5K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VMMSX vs SPHD ($10,000, DRIP)

YearVMMSX PortfolioVMMSX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,930$230.39$11,133$432.85$203.00SPHD
2$11,931$235.35$12,363$450.36$432.00SPHD
3$13,006$240.09$13,695$467.39$689.00SPHD
4$14,161$244.61$15,138$483.90$977.00SPHD
5$15,401$248.90$16,697$499.88$1.3KSPHD
6$16,732$252.99$18,382$515.31$1.6KSPHD
7$18,161$256.88$20,198$530.17$2.0KSPHD
8$19,692$260.56$22,157$544.46$2.5KSPHD
9$21,335$264.06$24,266$558.18$2.9KSPHD
10$23,096$267.37$26,536$571.32$3.4KSPHD

VMMSX vs SPHD: Complete Analysis 2026

VMMSXStock

This actively managed fund provides exposure primarily to emerging markets outside of the United States at a relatively low cost. Stocks of companies in emerging markets tend to be more volatile than those in developed countries, which could imply the potential for greater long-term returns. Along with this potential, however, comes risks such as currency and political risks. Long-term, risk-tolerant investors who want to diversify their international portfolio may wish to consider this fund.

Full VMMSX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.