HomeCompareVMMSX vs VYM

VMMSX vs VYM: Dividend Comparison 2026

VMMSX yields 2.30% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $4.7K in total portfolio value
10 years
VMMSX
VMMSX
● Live price
2.30%
Share price
$28.23
Annual div
$0.65
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.1K
Annual income
$267.37
Full VMMSX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — VMMSX vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVMMSXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VMMSX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VMMSX pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMMSX
Annual income on $10K today (after 15% tax)
$195.83/yr
After 10yr DRIP, annual income (after tax)
$227.26/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $9.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VMMSX + VYM for your $10,000?

VMMSX: 50%VYM: 50%
100% VYM50/50100% VMMSX
Portfolio after 10yr
$25.5K
Annual income
$272.95/yr
Blended yield
1.07%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMMSX buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVMMSXVYM
Forward yield2.30%2.41%
Annual dividend / share$0.65$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.1K$27.8K
Annual income after 10y$267.37$278.55
Total dividends collected$2.5K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VMMSX vs VYM ($10,000, DRIP)

YearVMMSX PortfolioVMMSX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,930$230.39$11,151$241.44$221.00VYM
2$11,931$235.35$12,413$246.79$482.00VYM
3$13,006$240.09$13,794$251.79$788.00VYM
4$14,161$244.61$15,306$256.47$1.1KVYM
5$15,401$248.90$16,960$260.84$1.6KVYM
6$16,732$252.99$18,768$264.92$2.0KVYM
7$18,161$256.88$20,745$268.71$2.6KVYM
8$19,692$260.56$22,905$272.24$3.2KVYM
9$21,335$264.06$25,265$275.51$3.9KVYM
10$23,096$267.37$27,842$278.55$4.7KVYM

VMMSX vs VYM: Complete Analysis 2026

VMMSXStock

This actively managed fund provides exposure primarily to emerging markets outside of the United States at a relatively low cost. Stocks of companies in emerging markets tend to be more volatile than those in developed countries, which could imply the potential for greater long-term returns. Along with this potential, however, comes risks such as currency and political risks. Long-term, risk-tolerant investors who want to diversify their international portfolio may wish to consider this fund.

Full VMMSX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.