HomeCompareVMVAX vs SCHD

VMVAX vs SCHD: Dividend Comparison 2026

VMVAX yields 1.47% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.2K in total portfolio value
10 years
VMVAX
VMVAX
● Live price
1.47%
Share price
$93.99
Annual div
$1.38
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.8K
Annual income
$161.70
Full VMVAX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — VMVAX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVMVAXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VMVAX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VMVAX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VMVAX
Annual income on $10K today (after 15% tax)
$124.95/yr
After 10yr DRIP, annual income (after tax)
$137.45/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $224.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VMVAX + SCHD for your $10,000?

VMVAX: 50%SCHD: 50%
100% SCHD50/50100% VMVAX
Portfolio after 10yr
$25.4K
Annual income
$293.82/yr
Blended yield
1.16%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VMVAX buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVMVAXSCHD
Forward yield1.47%3.46%
Annual dividend / share$1.38$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.8K$29.0K
Annual income after 10y$161.70$425.95
Total dividends collected$1.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VMVAX vs SCHD ($10,000, DRIP)

YearVMVAX PortfolioVMVAX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,847$147.01$11,226$346.36$379.00SCHD
2$11,755$149.02$12,572$357.38$817.00SCHD
3$12,729$150.94$14,046$367.84$1.3KSCHD
4$13,773$152.75$15,660$377.73$1.9KSCHD
5$14,891$154.46$17,425$387.07$2.5KSCHD
6$16,090$156.08$19,354$395.86$3.3KSCHD
7$17,374$157.61$21,461$404.13$4.1KSCHD
8$18,749$159.05$23,762$411.89$5.0KSCHD
9$20,222$160.41$26,272$419.15$6.0KSCHD
10$21,799$161.70$29,010$425.95$7.2KSCHD

VMVAX vs SCHD: Complete Analysis 2026

VMVAXStock

This low-cost index fund offers exposure to mid-capitalization U.S. value stocks. Value stocks are those that may be temporarily undervalued by investors. These companies typically grow at a slower pace than the broader group of mid-sized companies. One of the fund’s key risks is that mid-capitalization stocks tend to be more volatile than large-company stocks. Investors looking to add a passively managed, mid-cap value allocation to an already diversified portfolio may wish to consider this option.

Full VMVAX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.