Home › Compare › VNGDF vs SCHD

VNGDF vs SCHD: Dividend Comparison 2026

VNGDF yields 1.00% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.9K in total portfolio value
10 years
VNGDF
VNGDF
● Live price
1.00%
Share price
$124.73
Annual div
$1.24
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$106.30
Full VNGDF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — VNGDF vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVNGDFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VNGDF + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
VNGDF pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VNGDF
Annual income on $10K today (after 15% tax)
$84.69/yr
After 10yr DRIP, annual income (after tax)
$90.35/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $271.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VNGDF + SCHD for your $10,000?

VNGDF: 50%SCHD: 50%
100% SCHD50/50100% VNGDF
Portfolio after 10yr
$25.1K
Annual income
$266.12/yr
Blended yield
1.06%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VNGDF buys
0
SCHD buys
0
No recent congressional trades found for VNGDF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVNGDFSCHD
Forward yield1.00%3.46% ✓
Annual dividend / share$1.24 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.1K$29.0K ✓
Annual income after 10y$106.30$425.95 ✓
Total dividends collected$1.0K$3.9K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VNGDF vs SCHD ($10,000, DRIP)

YearVNGDF PortfolioVNGDF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,800$99.64$11,226$346.36$426.00 → SCHD
2$11,656$100.57$12,572$357.38$916.00 → SCHD
3$12,574$101.44$14,046$367.84$1.5K → SCHD
4$13,556$102.27$15,660$377.73$2.1K → SCHD
5$14,608$103.04$17,425$387.07$2.8K → SCHD
6$15,734$103.78$19,354$395.86$3.6K → SCHD
7$16,940$104.46$21,461$404.13$4.5K → SCHD
8$18,231$105.11$23,762$411.89$5.5K → SCHD
9$19,613$105.72$26,272$419.15$6.7K → SCHD
10$21,092$106.30$29,010$425.95$7.9K → SCHD

VNGDF vs SCHD: Complete Analysis 2026

VNGDF — Stock

This Fund seeks to track the performance of the Index, a widely recognised benchmark of U.S. stock market performance that is comprised of the stocks of large U.S. companies.

Full VNGDF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this VNGDF vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VNGDF vs JEPIVNGDF vs OVNGDF vs KOVNGDF vs MAINVNGDF vs VYMVNGDF vs DGROVNGDF vs VIGVNGDF vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.