Is VNQ or HDV a better dividend investment in 2026?

VNQ currently yields 3.93% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: VNQ offers higher current income.

What is the dividend yield difference between VNQ and HDV?

VNQ has a forward dividend yield of 3.93% ($3.49/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 1.01 percentage points.

Home › Compare › VNQ vs HDV

VNQ vs HDV: Dividend Comparison 2026

VNQ yields 3.93% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VNQ wins by $1.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VNQ

● Live price

3.93%

Share price

$88.70

Annual div

$3.49

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.8K

Annual income

$505.76

Full VNQ calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — VNQ vs HDV

📍 VNQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VNQ	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VNQ + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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VNQ pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VNQ

Annual income on $10K today (after 15% tax)

$334.02/yr

After 10yr DRIP, annual income (after tax)

$429.90/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, VNQ beats the other by $130.94/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VNQ + HDV for your $10,000?

VNQ: 50%HDV: 50%

100% HDV50/50100% VNQ

Portfolio after 10yr

$25.1K

Annual income

$428.74/yr

Blended yield

1.71%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VNQ buys

HDV buys

No recent congressional trades found for VNQ or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVNQHDV

Forward yield	3.93% ✓	2.92%
Annual dividend / share	$3.49	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.8K ✓	$24.3K
Annual income after 10y	$505.76 ✓	$351.71
Total dividends collected	$4.5K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	ETF	ETF

Year-by-year: VNQ vs HDV ($10,000, DRIP)

Year	VNQ Portfolio	VNQ Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,093	$392.97	$11,002	$291.67	+$91.00 → VNQ
2	$12,277	$407.40	$12,082	$299.61	+$195.00 → VNQ
3	$13,558	$421.38	$13,247	$307.23	+$311.00 → VNQ
4	$14,942	$434.90	$14,503	$314.52	+$439.00 → VNQ
5	$16,435	$447.93	$15,854	$321.50	+$581.00 → VNQ
6	$18,046	$460.48	$17,308	$328.15	+$738.00 → VNQ
7	$19,782	$472.54	$18,871	$334.49	+$911.00 → VNQ
8	$21,651	$484.11	$20,551	$340.53	+$1.1K → VNQ
9	$23,662	$495.18	$22,357	$346.27	+$1.3K → VNQ
10	$25,824	$505.76	$24,296	$351.71	+$1.5K → VNQ

VNQ vs HDV: Complete Analysis 2026

VNQ — ETF

Invests in stocks issued by real estate investment trusts (REITs), companies that purchase office buildings, hotels, and other real property. Goal is to closely track the return of the MSCI US Investable Market Real Estate 25/50 Index. Offers high potential for investment income and some growth; share value rises and falls more sharply than that of funds holding bonds. Appropriate for helping diversify the risks of stocks and bonds in a portfolio.

Full VNQ Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.