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VNRFY vs ADC: Dividend Comparison 2026

VNRFY yields 2.52% · ADC yields 4.11%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VNRFY wins by $25.0K in total portfolio value
10 years
VNRFY
VNRFY
● Live price
2.52%
Share price
$13.88
Annual div
$0.35
5Y div CAGR
52.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$201.9K
Annual income
$94,717.59
Full VNRFY calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — VNRFY vs ADC

📍 VNRFY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVNRFYADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VNRFY + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VNRFY pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VNRFY
Annual income on $10K today (after 15% tax)
$214.34/yr
After 10yr DRIP, annual income (after tax)
$80,509.95/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, VNRFY beats the other by $12,809.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VNRFY + ADC for your $10,000?

VNRFY: 50%ADC: 50%
100% ADC50/50100% VNRFY
Portfolio after 10yr
$189.4K
Annual income
$87,182.42/yr
Blended yield
46.02%
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Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

VNRFY
No analyst data
Altman Z
0.4
Piotroski
6/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VNRFY buys
0
ADC buys
0
No recent congressional trades found for VNRFY or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVNRFYADC
Forward yield2.52%4.11%
Annual dividend / share$0.35$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR52.7%40.4%
Portfolio after 10y$201.9K$176.9K
Annual income after 10y$94,717.59$79,647.25
Total dividends collected$170.3K$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: VNRFY vs ADC ($10,000, DRIP)

YearVNRFY PortfolioVNRFY Income/yrADC PortfolioADC Income/yrGap
1← crossover$11,085$385.05$10,987$577.21+$98.00VNRFY
2$12,470$609.13$12,293$855.34+$177.00VNRFY
3$14,321$977.91$14,088$1,290.70+$233.00VNRFY
4$16,926$1,602.71$16,660$1,994.91+$266.00VNRFY
5$20,814$2,703.31$20,525$3,181.85+$289.00VNRFY
6$27,015$4,744.12$26,654$5,286.90+$361.00VNRFY
7$37,694$8,787.40$37,006$9,259.47+$688.00VNRFY
8$57,830$17,497.47$55,862$17,338.74+$2.0KVNRFY
9$100,188$38,310.00$93,452$35,300.32+$6.7KVNRFY
10$201,919$94,717.59$176,931$79,647.25+$25.0KVNRFY

VNRFY vs ADC: Complete Analysis 2026

VNRFYStock

Vienna Insurance Group AG, together with its subsidiaries, provides various insurance products and services in life, health, and property and casualty areas in Central and Eastern Europe. The company provides motor own damage, rail vehicle own damage, aircraft own damage, transport, fire and natural hazards, third party liability, carrier, aircraft liability, general liability, credit, guarantee, legal expenses, assistance, marine, aviation, and travel health insurance products, as well as sea, lake, and river shipping own damage insurance. It also offers reinsurance products and services. The company sells its products through sales employees, banks, brokers, and agents. It operates in Austria, the Czech Republic, Slovakia, Poland, Romania, the Baltic states, Hungary, Bulgaria, Turkey, Georgia, Albania, Kosovo, Bosnia-Herzegovina, Croatia, North Macedonia, Moldova, Serbia, Ukraine, Germany, and Liechtenstein. The company was founded in 1824 and is headquartered in Vienna, Austria. Vienna Insurance Group AG operates as a subsidiary of Wiener Stadtische Wechselseitiger Versicherungsverein - Vermögensverwaltung - Vienna Insurance Group.

Full VNRFY Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.