HomeCompareVNRGF vs SCHD

VNRGF vs SCHD: Dividend Comparison 2026

VNRGF yields 2.52% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VNRGF wins by $27.9K in total portfolio value· pulled ahead in Year 4
10 years
VNRGF
VNRGF
● Live price
2.52%
Share price
$72.00
Annual div
$1.81
5Y div CAGR
35.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.9K
Annual income
$11,933.69
Full VNRGF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — VNRGF vs SCHD

📍 VNRGF pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVNRGFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VNRGF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VNRGF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VNRGF
Annual income on $10K today (after 15% tax)
$214.19/yr
After 10yr DRIP, annual income (after tax)
$10,143.64/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, VNRGF beats the other by $9,784.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VNRGF + SCHD for your $10,000?

VNRGF: 50%SCHD: 50%
100% SCHD50/50100% VNRGF
Portfolio after 10yr
$42.9K
Annual income
$6,178.14/yr
Blended yield
14.39%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VNRGF buys
0
SCHD buys
0
No recent congressional trades found for VNRGF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVNRGFSCHD
Forward yield2.52%3.44%
Annual dividend / share$1.81$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR35.4%0%
Portfolio after 10y$56.9K$29.0K
Annual income after 10y$11,933.69$422.61
Total dividends collected$32.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VNRGF vs SCHD ($10,000, DRIP)

YearVNRGF PortfolioVNRGF Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,041$341.20$11,224$344.10$183.00SCHD
2$12,291$476.71$12,567$354.98$276.00SCHD
3$13,823$671.52$14,038$365.30$215.00SCHD
4← crossover$15,746$955.66$15,648$375.06+$98.00VNRGF
5$18,226$1,377.57$17,410$384.27+$816.00VNRGF
6$21,519$2,017.74$19,335$392.95+$2.2KVNRGF
7$26,040$3,014.70$21,437$401.10+$4.6KVNRGF
8$32,479$4,616.33$23,733$408.75+$8.7KVNRGF
9$42,039$7,286.10$26,237$415.91+$15.8KVNRGF
10$56,916$11,933.69$28,968$422.61+$27.9KVNRGF

VNRGF vs SCHD: Complete Analysis 2026

VNRGFStock

Vienna Insurance Group AG, together with its subsidiaries, provides various insurance products and services in life, health, and property and casualty areas in Central and Eastern Europe. The company provides motor own damage, rail vehicle own damage, aircraft own damage, transport, fire and natural hazards, third party liability, carrier, aircraft liability, general liability, credit, guarantee, legal expenses, assistance, marine, aviation, and travel health insurance products, as well as sea, lake, and river shipping own damage insurance. It also offers reinsurance products and services. The company sells its products through sales employees, banks, brokers, and agents. It operates in Austria, the Czech Republic, Slovakia, Poland, Romania, the Baltic states, Hungary, Bulgaria, Turkey, Georgia, Albania, Kosovo, Bosnia-Herzegovina, Croatia, North Macedonia, Moldova, Serbia, Ukraine, Germany, and Liechtenstein. The company was founded in 1824 and is headquartered in Vienna, Austria. Vienna Insurance Group AG operates as a subsidiary of Wiener Stadtische Wechselseitiger Versicherungsverein - Vermögensverwaltung - Vienna Insurance Group.

Full VNRGF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.