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VPAIX vs XYLD: Dividend Comparison 2026

VPAIX yields 3.37% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $422.00 in total portfolio value· pulled ahead in Year 10
10 years
VPAIX
VPAIX
● Live price
3.37%
Share price
$10.70
Annual div
$0.36
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.9K
Annual income
$418.95
Full VPAIX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — VPAIX vs XYLD

📍 XYLD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVPAIXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VPAIX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VPAIX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VPAIX
Annual income on $10K today (after 15% tax)
$286.64/yr
After 10yr DRIP, annual income (after tax)
$356.11/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,380.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VPAIX + XYLD for your $10,000?

VPAIX: 50%XYLD: 50%
100% XYLD50/50100% VPAIX
Portfolio after 10yr
$25.1K
Annual income
$1,818.98/yr
Blended yield
7.26%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VPAIX buys
0
XYLD buys
0
No recent congressional trades found for VPAIX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVPAIXXYLD
Forward yield3.37%10.98%
Annual dividend / share$0.36$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.9K$25.3K
Annual income after 10y$418.95$3,219.02
Total dividends collected$3.8K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VPAIX vs XYLD ($10,000, DRIP)

YearVPAIX PortfolioVPAIX Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,037$337.22$10,818$1,098.39+$219.00VPAIX
2$12,158$347.85$11,738$1,222.51+$420.00VPAIX
3$13,367$358.10$12,774$1,364.64+$593.00VPAIX
4$14,670$367.96$13,944$1,527.86+$726.00VPAIX
5$16,075$377.42$15,270$1,715.87+$805.00VPAIX
6$17,587$386.50$16,775$1,933.09+$812.00VPAIX
7$19,213$395.18$18,490$2,184.87+$723.00VPAIX
8$20,961$403.48$20,450$2,477.63+$511.00VPAIX
9$22,840$411.40$22,697$2,819.19+$143.00VPAIX
10← crossover$24,858$418.95$25,280$3,219.02$422.00XYLD

VPAIX vs XYLD: Complete Analysis 2026

VPAIXStock

The fund’s investment objective is to seek to provide current income that is exempt from both federal and Pennsylvania personal income taxes. The fund is intended for Pennsylvania residents only. It invests primarily in high-quality municipal bonds issued by Pennsylvania state and local governments, as well as by regional government and public financing authorities. Under normal circumstances, at least 80% of the fund’s assets will be invested in securities whose income is exempt from federal and Pennsylvania state taxes. Although the fund has no limitations on the maturities of individual securities, its dollar-weighted average maturity is expected to be between 10 and 25 years. The fund holds has an average duration of approximately 6–10 years, making its share price considerably more susceptible to changes in interest rates than shorter-term bond funds. Investors who are looking for a fund that may provide federal and Pennsylvania state tax-exempt interest income and can tolerate interest rate risk may wish to consider this fund.

Full VPAIX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.