Is VPU or FCPT a better dividend investment in 2026?

VPU currently yields 2.57% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between VPU and FCPT?

VPU has a forward dividend yield of 2.57% ($5.09/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 3.48 percentage points.

Home › Compare › VPU vs FCPT

VPU vs FCPT: Dividend Comparison 2026

VPU yields 2.57% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $25.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VPU

● Live price

2.57%

Share price

$198.43

Annual div

$5.09

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.5K

Annual income

$302.93

Full VPU calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — VPU vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VPU	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VPU + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VPU pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VPU

Annual income on $10K today (after 15% tax)

$218.18/yr

After 10yr DRIP, annual income (after tax)

$257.49/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $4,651.50/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VPU + FCPT for your $10,000?

VPU: 50%FCPT: 50%

100% FCPT50/50100% VPU

Portfolio after 10yr

$36.3K

Annual income

$3,039.10/yr

Blended yield

8.37%

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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

VPU

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VPU buys

FCPT buys

Politician	Chamber	Ticker	Type	Amount	Date
Gary Peters	🏛 Senate	$VPU	▲ Buy	$1,001 - $15,000	2021-04-15
Gary Peters	🏛 Senate	$VPU	▲ Buy	$1,001 - $15,000	2021-04-15
K. Michael Conaway	🏢 House	$VPU	▼ Sell	$15,001 - $50,000	2020-03-18
K. Michael Conaway	🏢 House	$VPU	▼ Sell	$15,001 - $50,000	2020-03-10
K. Michael Conaway	🏢 House	$VPU	▲ Buy	$50,001 - $100,000	2020-02-25
K. Michael Conaway	🏢 House	$VPU	▼ Sell	$15,001 - $50,000	2020-02-24
K. Michael Conaway	🏢 House	$VPU	▲ Buy	$15,001 - $50,000	2020-02-18
K. Michael Conaway	🏢 House	$VPU	▲ Buy	$15,001 - $50,000	2020-02-10
K. Michael Conaway	🏢 House	$VPU	▼ Sell	$15,001 - $50,000	2019-12-10

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVPUFCPT

Forward yield	2.57%	6.05% ✓
Annual dividend / share	$5.09 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$23.5K	$49.1K ✓
Annual income after 10y	$302.93	$5,775.28 ✓
Total dividends collected	$2.8K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: VPU vs FCPT ($10,000, DRIP)

Year	VPU Portfolio	VPU Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$10,957	$256.68	$11,401	$700.92	$444.00 → FCPT
2	$11,986	$262.84	$13,064	$864.84	$1.1K → FCPT
3	$13,094	$268.73	$15,051	$1,072.48	$2.0K → FCPT
4	$14,285	$274.36	$17,442	$1,337.22	$3.2K → FCPT
5	$15,565	$279.73	$20,340	$1,677.08	$4.8K → FCPT
6	$16,939	$284.85	$23,880	$2,116.57	$6.9K → FCPT
7	$18,415	$289.73	$28,241	$2,689.36	$9.8K → FCPT
8	$19,998	$294.36	$33,660	$3,442.07	$13.7K → FCPT
9	$21,697	$298.76	$40,456	$4,439.95	$18.8K → FCPT
10	$23,519	$302.93	$49,063	$5,775.28	$25.5K → FCPT

VPU vs FCPT: Complete Analysis 2026

VPU — Stock

Seeks to track the performance of a benchmark index that measures the investment return of stocks in the utilities sector. Passively managed, using a full-replication strategy when possible and a sampling strategy if regulatory constraints dictate. Includes stocks of companies that distribute electricity, water, or gas, or that operate as independent power producers.

Full VPU Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.