HomeCompareVQT vs SCHD

VQT vs SCHD: Dividend Comparison 2026

VQT yields 1.00% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.9K in total portfolio value
10 years
VQT
VQT
● Live price
1.00%
Share price
$199.50
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$106.99
Full VQT calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — VQT vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVQTSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VQT + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VQT pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VQT
Annual income on $10K today (after 15% tax)
$85.21/yr
After 10yr DRIP, annual income (after tax)
$90.94/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $271.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VQT + SCHD for your $10,000?

VQT: 50%SCHD: 50%
100% SCHD50/50100% VQT
Portfolio after 10yr
$25.1K
Annual income
$266.47/yr
Blended yield
1.06%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VQT buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVQTSCHD
Forward yield1.00%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.1K$29.0K
Annual income after 10y$106.99$425.95
Total dividends collected$1.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VQT vs SCHD ($10,000, DRIP)

YearVQT PortfolioVQT Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,800$100.25$11,226$346.36$426.00SCHD
2$11,657$101.19$12,572$357.38$915.00SCHD
3$12,576$102.08$14,046$367.84$1.5KSCHD
4$13,559$102.91$15,660$377.73$2.1KSCHD
5$14,612$103.70$17,425$387.07$2.8KSCHD
6$15,739$104.44$19,354$395.86$3.6KSCHD
7$16,946$105.14$21,461$404.13$4.5KSCHD
8$18,238$105.79$23,762$411.89$5.5KSCHD
9$19,621$106.41$26,272$419.15$6.7KSCHD
10$21,101$106.99$29,010$425.95$7.9KSCHD

VQT vs SCHD: Complete Analysis 2026

VQTStock

The investment seeks to replicate, net of expenses, the S&P 500 Dynamic VEQTOR Total Return Index. The index seeks to provide broad equity market exposure with an implied volatility hedge by dynamically allocating its notional investments among three components: equity, volatility and cash. The equity component of the index is represented by the S&P 500 Total Return Index and the volatility component of the index is represented by the S&P 500 VIX Short-Term Futures Index.

Full VQT Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this VQT vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VQT vs JEPIVQT vs OVQT vs KOVQT vs MAINVQT vs VYMVQT vs DGROVQT vs VIGVQT vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.