HomeCompareVRAI vs QYLD

VRAI vs QYLD: Dividend Comparison 2026

VRAI yields 3.34% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QYLD wins by $587.00 in total portfolio value· pulled ahead in Year 10
10 years
VRAI
VRAI
● Live price
3.34%
Share price
$27.01
Annual div
$0.90
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.8K
Annual income
$414.83
Full VRAI calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — VRAI vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVRAIQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VRAI + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VRAI pays
QYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VRAI
Annual income on $10K today (after 15% tax)
$284.32/yr
After 10yr DRIP, annual income (after tax)
$352.61/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $4,457.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VRAI + QYLD for your $10,000?

VRAI: 50%QYLD: 50%
100% QYLD50/50100% VRAI
Portfolio after 10yr
$25.1K
Annual income
$3,037.08/yr
Blended yield
12.10%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VRAI buys
1
QYLD buys
0
PoliticianChamberTickerTypeAmountDate
Steve Cohen🏢 House$VRAI▲ Buy$15,001 - $50,0002022-08-03
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVRAIQYLD
Forward yield3.34%11.92%
Annual dividend / share$0.90$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.8K$25.4K
Annual income after 10y$414.83$5,659.31
Total dividends collected$3.8K$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VRAI vs QYLD ($10,000, DRIP)

YearVRAI PortfolioVRAI Income/yrQYLD PortfolioQYLD Income/yrGap
1$11,034$334.49$10,352$1,192.36+$682.00VRAI
2$12,152$344.95$10,830$1,347.57+$1.3KVRAI
3$13,358$355.03$11,460$1,539.07+$1.9KVRAI
4$14,657$364.72$12,275$1,777.84+$2.4KVRAI
5$16,057$374.03$13,323$2,078.95+$2.7KVRAI
6$17,564$382.95$14,667$2,463.34+$2.9KVRAI
7$19,185$391.49$16,396$2,960.57+$2.8KVRAI
8$20,928$399.64$18,631$3,612.97+$2.3KVRAI
9$22,800$407.42$21,548$4,482.15+$1.3KVRAI
10← crossover$24,811$414.83$25,398$5,659.31$587.00QYLD

VRAI vs QYLD: Complete Analysis 2026

VRAIStock

The Fund seeks to provide passive exposure to U.S. listed, real asset securities by tracking the Indxx Real Asset Income Index, which is comprised of real estate, natural resources and infrastructure stocks with a history of providing income and dividend growth. The Fund differs from other real asset strategies in that it does not directly invest in hard assets or commodity instruments; rather, it exclusively invests in stocks in real asset categories, and has a specific focus on income. Investing in stocks across real asset segments may offer investors the opportunity to participate in equity growth potential, with the additional potential benefit of protecting against rising inflation.

Full VRAI Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.