Is VRCDF or VYM a better dividend investment in 2026?

VRCDF currently yields 66666.67% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: VRCDF offers higher current income.

What is the dividend yield difference between VRCDF and VYM?

VRCDF has a forward dividend yield of 66666.67% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 66664.26 percentage points.

Home › Compare › VRCDF vs VYM

VRCDF vs VYM: Dividend Comparison 2026

VRCDF yields 66666.67% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VRCDF wins by $8.441837856534449e+24M in total portfolio value

INVESTMENT

TIME HORIZON10 years

VRCDF

● Live price

66666.67%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$8.441837856534449e+24M

Annual income

$8,417,001,582,403,749,000,000,000,000,000.00

Full VRCDF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — VRCDF vs VYM

📍 VRCDF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VRCDF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VRCDF + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VRCDF pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VRCDF

Annual income on $10K today (after 15% tax)

$5,666,666.67/yr

After 10yr DRIP, annual income (after tax)

$7,154,451,345,043,187,000,000,000,000,000.00/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, VRCDF beats the other by $7,154,451,345,043,187,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VRCDF + VYM for your $10,000?

VRCDF: 50%VYM: 50%

100% VYM50/50100% VRCDF

Portfolio after 10yr

$4.2209189282672247e+24M

Annual income

$4,208,500,791,201,874,400,000,000,000,000.00/yr

Blended yield

99.71%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VRCDF buys

VYM buys

No recent congressional trades found for VRCDF or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVRCDFVYM

Forward yield	66666.67% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$8.441837856534449e+24M	$27.8K ✓
Annual income after 10y	$8,417,001,582,403,749,000,000,000,000,000.00 ✓	$278.55
Total dividends collected	$8.44020886744369e+24M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VRCDF vs VYM ($10,000, DRIP)

Year	VRCDF Portfolio	VRCDF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$6,677,367	$6,666,666.67	$11,151	$241.44	+$6.67M → VRCDF
2	$4,167,497,846	$4,160,353,063.34	$12,413	$246.79	+$4167.49M → VRCDF
3	$2,431,161,901,635	$2,426,702,678,939.67	$13,794	$251.79	+$2431161.89M → VRCDF
4	$1,325,636,209,022,888	$1,323,034,865,788,139.00	$15,306	$256.47	+$1325636209.01M → VRCDF
5	$675,632,775,263,916,700	$674,214,344,520,262,300.00	$16,960	$260.84	+$675632775263.90M → VRCDF
6	$321,867,481,182,444,260,000	$321,144,554,112,911,900,000.00	$18,768	$264.92	+$321867481182444.25M → VRCDF
7	$143,326,993,661,751,470,000,000	$142,982,595,456,886,240,000,000.00	$20,745	$268.71	+$143326993661751472.00M → VRCDF
8	$59,657,925,421,851,500,000,000,000	$59,504,565,538,633,426,000,000,000.00	$22,905	$272.24	+$59657925421851500544.00M → VRCDF
9	$23,211,471,150,187,795,000,000,000,000	$23,147,637,169,986,416,000,000,000,000.00	$25,265	$275.51	+$2.3211471150187796e+22M → VRCDF
10	$8,441,837,856,534,450,000,000,000,000,000	$8,417,001,582,403,749,000,000,000,000,000.00	$27,842	$278.55	+$8.441837856534449e+24M → VRCDF

VRCDF vs VYM: Complete Analysis 2026

VRCDF — Stock

Verici Dx plc, an immuno-diagnostics development company, focuses on the kidney transplantation market. The company develops prognostic and diagnostic tests for kidney transplant patients. Its in-development tests include Clarava, a pre-transplant prognosis test for the risk of early acute rejection; Tuteva, a post-transplant test that focuses on acute cellular rejection; and Protega, a liquid biopsy that aims to predict the risk of fibrosis and long-term graft failure. The company was incorporated in 2020 and is based in Penarth, the United Kingdom.

Full VRCDF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.