HomeCompareVSBSX vs SPHD

VSBSX vs SPHD: Dividend Comparison 2026

VSBSX yields 3.57% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $1.3K in total portfolio value
10 years
VSBSX
VSBSX
● Live price
3.57%
Share price
$19.51
Annual div
$0.70
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.2K
Annual income
$449.67
Full VSBSX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — VSBSX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVSBSXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VSBSX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VSBSX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSBSX
Annual income on $10K today (after 15% tax)
$303.75/yr
After 10yr DRIP, annual income (after tax)
$382.22/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $103.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VSBSX + SPHD for your $10,000?

VSBSX: 50%SPHD: 50%
100% SPHD50/50100% VSBSX
Portfolio after 10yr
$25.9K
Annual income
$510.49/yr
Blended yield
1.97%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSBSX buys
0
SPHD buys
0
No recent congressional trades found for VSBSX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVSBSXSPHD
Forward yield3.57%4.33%
Annual dividend / share$0.70$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.2K$26.5K
Annual income after 10y$449.67$571.32
Total dividends collected$4.1K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VSBSX vs SPHD ($10,000, DRIP)

YearVSBSX PortfolioVSBSX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,057$357.36$11,133$432.85$76.00SPHD
2$12,201$369.29$12,363$450.36$162.00SPHD
3$13,436$380.82$13,695$467.39$259.00SPHD
4$14,768$391.93$15,138$483.90$370.00SPHD
5$16,204$402.61$16,697$499.88$493.00SPHD
6$17,751$412.87$18,382$515.31$631.00SPHD
7$19,417$422.70$20,198$530.17$781.00SPHD
8$21,208$432.11$22,157$544.46$949.00SPHD
9$23,134$441.09$24,266$558.18$1.1KSPHD
10$25,203$449.67$26,536$571.32$1.3KSPHD

VSBSX vs SPHD: Complete Analysis 2026

VSBSXStock

This fund employs an indexing investment approach designed to track the performance of the Bloomberg US Treasury 1–3 Year Bond Index. This Index includes fixed income securities issued by the U.S. Treasury (not including inflation-protected securities), all with maturities between 1 and 3 years. Like other bond funds, one of the fund’s risks is that increases in interest rates cause the prices of the bonds in the portfolio to decrease; however, such risk is less pronounced in this fund than in funds with longer average durations. A key risk of the fund is the fact that changes in interest rates can eventually lead to a decrease in income for the fund. The fund has a reduced risk of default, since the bonds in the portfolio are backed by the full faith and credit of the U.S. government. Investors with short-term savings goals who are willing to accept some price movement may wish to consider this fund.

Full VSBSX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.