Is VSCRX or RYLD a better dividend investment in 2026?

VSCRX currently yields 14.34% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: VSCRX offers higher current income.

What is the dividend yield difference between VSCRX and RYLD?

VSCRX has a forward dividend yield of 14.34% ($6.98/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 2.20 percentage points.

Home › Compare › VSCRX vs RYLD

VSCRX vs RYLD: Dividend Comparison 2026

VSCRX yields 14.34% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VSCRX wins by $6.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VSCRX

● Live price

14.34%

Share price

$48.68

Annual div

$6.98

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$51.3K

Annual income

$3,486.12

Full VSCRX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — VSCRX vs RYLD

📍 VSCRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VSCRX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VSCRX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

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Dec

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VSCRX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSCRX

Annual income on $10K today (after 15% tax)

$1,219.31/yr

After 10yr DRIP, annual income (after tax)

$2,963.20/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, VSCRX beats the other by $763.95/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VSCRX + RYLD for your $10,000?

VSCRX: 50%RYLD: 50%

100% RYLD50/50100% VSCRX

Portfolio after 10yr

$47.9K

Annual income

$3,036.73/yr

Blended yield

6.34%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSCRX buys

RYLD buys

No recent congressional trades found for VSCRX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVSCRXRYLD

Forward yield	14.34% ✓	12.14%
Annual dividend / share	$6.98 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$51.3K ✓	$44.5K
Annual income after 10y	$3,486.12 ✓	$2,587.35
Total dividends collected	$24.2K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VSCRX vs RYLD ($10,000, DRIP)

Year	VSCRX Portfolio	VSCRX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,134	$1,434.48	$11,914	$1,213.65	+$220.00 → VSCRX
2	$14,611	$1,626.79	$14,099	$1,351.30	+$512.00 → VSCRX
3	$17,464	$1,830.62	$16,580	$1,494.55	+$884.00 → VSCRX
4	$20,732	$2,044.98	$19,384	$1,642.61	+$1.3K → VSCRX
5	$24,452	$2,268.77	$22,535	$1,794.70	+$1.9K → VSCRX
6	$28,664	$2,500.82	$26,063	$1,950.00	+$2.6K → VSCRX
7	$33,410	$2,739.86	$29,995	$2,107.69	+$3.4K → VSCRX
8	$38,734	$2,984.62	$34,361	$2,266.99	+$4.4K → VSCRX
9	$44,679	$3,233.80	$39,194	$2,427.12	+$5.5K → VSCRX
10	$51,292	$3,486.12	$44,525	$2,587.35	+$6.8K → VSCRX

VSCRX vs RYLD: Complete Analysis 2026

VSCRX — Stock

Under normal circumstances, the fund invests at least 80% of its assets in common stocks of small market capitalization companies. It pursues long-term capital appreciation in the small capitalization market while seeking to incur less risk than the small capitalization market. The fund invests in a select group of small market capitalization companies believed by the fund's subadviser to possess sustainable competitive advantages at prices the subadviser deems attractive.

Full VSCRX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.