HomeCompareVSCSX vs DIVO

VSCSX vs DIVO: Dividend Comparison 2026

VSCSX yields 4.02% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $4.7K in total portfolio value
10 years
VSCSX
VSCSX
● Live price
4.02%
Share price
$21.58
Annual div
$0.87
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$519.59
Full VSCSX calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — VSCSX vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVSCSXDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VSCSX + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VSCSX pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VSCSX
Annual income on $10K today (after 15% tax)
$341.30/yr
After 10yr DRIP, annual income (after tax)
$441.65/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, DIVO beats the other by $392.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VSCSX + DIVO for your $10,000?

VSCSX: 50%DIVO: 50%
100% DIVO50/50100% VSCSX
Portfolio after 10yr
$28.3K
Annual income
$750.64/yr
Blended yield
2.65%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VSCSX buys
0
DIVO buys
0
No recent congressional trades found for VSCSX or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVSCSXDIVO
Forward yield4.02%6.49%
Annual dividend / share$0.87$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.0K$30.7K
Annual income after 10y$519.59$981.68
Total dividends collected$4.6K$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VSCSX vs DIVO ($10,000, DRIP)

YearVSCSX PortfolioVSCSX Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,102$401.53$11,349$649.42$247.00DIVO
2$12,295$416.60$12,833$688.83$538.00DIVO
3$13,587$431.21$14,459$727.90$872.00DIVO
4$14,984$445.34$16,238$766.49$1.3KDIVO
5$16,491$458.98$18,179$804.47$1.7KDIVO
6$18,118$472.12$20,293$841.71$2.2KDIVO
7$19,871$484.75$22,591$878.14$2.7KDIVO
8$21,759$496.88$25,087$913.65$3.3KDIVO
9$23,790$508.49$27,791$948.18$4.0KDIVO
10$25,975$519.59$30,718$981.68$4.7KDIVO

VSCSX vs DIVO: Complete Analysis 2026

VSCSXStock

This low-cost index fund invests in U.S. dollar-denominated, investment-grade, fixed-rate, taxable bonds issued by industrial, utility, and financial companies, with maturities between 1 and 5 years. Like other bond funds, one of the fund’s risks is that increases in interest rates cause the prices of the bonds in the portfolio to decrease; however, such risk is less pronounced in this fund than in funds with longer average durations. A key risk of the fund is the fact that changes in interest rates can eventually lead to a decrease in income for the fund. Investors with a short-term savings goal who are willing to accept some price movement may wish to consider this fund.

Full VSCSX Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.